Key takeaways

  • Tuition-free college programs are available in at least 32 U.S. states, offering students the opportunity to reduce or eliminate tuition costs for their degrees.
  • Most of these programs have eligibility criteria, such as graduating from an in-state high school and enrolling full-time.
  • Some programs have specific academic performance or financial need requirements.
  • While these programs can significantly reduce education costs, they typically do not cover other expenses like room, board and associated fees.

Higher education tuition costs are higher than ever, and students are feeling the impact as they sort out how to finance their degrees. To help relieve the financial strain that these costs put on students and their families, some schools and states now offer some form of tuition-free college.

That said, there are expenses beyond tuition that are included with attending school, like room, board and associated fees. But with the burden of tuition costs lifted, these programs can make a degree much more affordable.

What is tuition-free college?

Tuition-free college programs cover the cost of the courses for students, substantially reducing the total cost of attendance for those who qualify. These programs are generally funded on a state- or county-wide basis. Most of them are “last-dollar” programs, meaning they cover the remaining tuition costs after scholarships and grants have been applied.

“Promise programs” fund tuition and fees at qualifying schools. Students are still responsible for shouldering the additional costs of earning a degree, including textbooks and supplies.

Depending on the degree or credential, there may be qualifications that students must meet to take advantage of the tuition-free programs. For example, most states require students to graduate from an in-state high school and enroll full-time to be eligible. Schools may also have eligibility stipulations of their own and base the programs on factors like academic performance or financial need.

States with free college programs

According to the Campaign for Free College Tuition, at least 32 U.S. states offer free college programs.

Free 4-year college programs

Free 2-year college programs

What to do if you don’t qualify for free tuition

Scholarships and grants can also reduce the financial burden of college, and free tuition programs often require you to exhaust them first. If you need to turn to financing, it’s best to look into federal student loans first.

You can also look into private student loans. Depending on current student loan rates and your credit, you may be able to get a lower rate than you would with federal student loans. That said, you won’t get the same protections as you would with federal student loans.

Bottom line

Whether for a four-year degree or a two-year certification program, free tuition could save students thousands of dollars each academic year and make obtaining a higher education more equitable. As tuition prices rise, students should look into everything they can to lower the cost of their education, especially regarding state and institutional tuition-free college programs. In almost all cases, these free tuition programs require a FAFSA, so it’s critical to stay on top of deadlines and submit your application as soon as you can.

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