Social distancing, remote learning, stimulus payments—the COVID-19 pandemic introduced us all to lots of new concepts. And while the 6-foot rule has gone out the window (thank goodness!), stimulus checks have hung around. But instead of a stimulus for pandemic relief, state politicians are now cutting stimulus checks to help…

If a car is declared a total loss by an insurance company, that doesn’t mean it’s automatically destined for the scrapyard. While totaled cars are marked as destroyed with a salvage title, that salvage title can be converted to a rebuilt title if somebody repairs the totaled vehicle to make…

Tetra Images/Getty Images For most investors, the majority of their portfolio will be made up of stocks and bonds. These two assets may be held in the form of mutual funds or ETFs that invest in underlying stocks and bonds, or you may hold positions in individual stocks or bonds…

You’ve aced your interview. Great job! But there’s one last step to getting hired, and it’s tiny but mighty. If you really want to leave a lasting impression on your hiring manager, you’ll need to write a thank-you email after your interview. Following up with your hiring manager by sending…

Personal Finance

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If you’ve been around here for more than two seconds, you probably already know how we feel about credit scores. (Hint: They’re really dumb.) You’ll hear us say it time and time again: A credit score does not show how well you’re managing your money or even…

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Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving up first? There’s a loan company eagerly waiting to front you the cost—but it’ll cost you. It’s called Upstart, and this digital lending service is on a…

10’000 Hours/ DigitalVision/ Getty Images Key takeaways If a credit card payment is returned, it is most likely due to insufficient funds or incorrect bank account information. A returned payment can result in fees from both the card issuer and the financial institution, potentially impacting your credit score. To avoid…

Do you know when the most wonderful time of the year is? No, it’s not Christmas. We’re talking about open enrollment season, baby! That’s right! The magical time of year when you get to compare health insurance plans to see which one is right for you! Okay, you got us.…

Key takeaways If you have poor credit and are interested in a new credit card, check your credit score first and consider which type of card would be best as you work toward using credit responsibly. Secured credit cards are typically accessible to those with lower credit scores. You can…

If you want to send shivers down an economist’s spine, all you have to do is say one strange-sounding word—stagflation. Nope, we’re not talking about a boom in the population of male deer. Instead, we’re talking about an economic term that’s used to describe an unlikely combination of economic conditions:…

A smart personal finance strategy often involves earning some interest on your money while not taking on too much risk. These days, high-yield savings accounts are one viable option, as some are outpacing inflation. In addition to savings accounts, there are plenty of other relatively safe ways to get a return…

If you’ve been keeping up with the news lately, there’s been a lot of chatter about bear markets as worries about inflation and higher interest rates refuse to go away.  And now that the economy is in the claws of a bear market, all that talk is here to stay. On June…

The tax-filing deadline is typically April 15 each year. If you can’t make that deadline, it’s generally easy to get a six-month extension for filing your return, though your tax payment is still due on April 15. But what happens if you don’t manage to file your return by either…

Inflation. Recession. High interest rates. High fuel cost. Labor market disruption, including The Great Resignation. Supply chain shortages. Bear Market. And the hits just keep coming. Are we heading for the end of the American economy? Is the housing market going to crash? Is this generation going to be priced…

We’ve all probably heard a grandparent or parent reminisce about “the good old days”: “I remember when gas was a quarter and hamburgers were 15 cents.” “I made 50 bucks a week at my first job.” Well, we’re a long way from yesteryear, and inflation is the reason prices and…