Morsa Images/Getty Images The Fortune 500 is a list of the largest 500 companies in the United States ranked by total revenue. Since 1955, Fortune magazine has published the annual list, and it is considered one of the most well-known corporate rankings. The Fortune 500 list can be found online…
Key takeaways Lending discrimination is not new, but policies such as the Equal Credit Opportunity Act penalize lenders for discriminatory practices. Critics of current credit-scoring models argue that inputs such as income and homeownership still include racial bias. Communities of color often have less access to financial services for various…
Balance transfer credit cards can be a valuable tool if you’re stuck paying off credit card debt with a high APR. After all, the right balance transfer card can help you consolidate and pay down debt with zero interest for a limited time, which could help you pay off debt…
Key takeaways The statement balance is the amount owed at the end of your billing cycle, while the current balance is the amount you owe at a particular moment. Your statement balance can differ from your current balance due to recent transactions or refunds. You can avoid interest charges by…
Personal Finance
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Featured Articles
Key takeaways Personify stands out for dedicated customer service, but its steep maximum interest rates make it a risk for most. Upstart uses AI technology to determine eligibility and is best for advanced underwriting criteria. Due to Personify’s higher rates and lower loan amounts, Upstart…
Dept Managmnt
No one wants to receive the dreaded call from a debt collector. But if you’ve fallen behind on paying your credit cards, loans…
Banking
From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…

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Like drivers in many states, Pennsylvanians are required to carry a minimum amount of auto insurance. The state requirements provide for medical expenses and lost wages regardless of who caused the accident. As you can imagine, the penalties for driving without insurance in PA are steep to discourage drivers from…
Tony Robbins is a best-selling author, life coach, and business and investment strategist — an all-around success guru. Robbins focuses on self-improvement, giving people tips and tactics to live a richer, more rewarding life, including strategies to invest their money. While he’s perhaps most known for his books on motivation,…
If you’ve been dreading your auto insurance policy renewals for the last few years, there may finally be a glimmer of hope on the horizon. While average full coverage car insurance rates increased by $289 last year, this is less than the $336 jump from 2023 to 2024 — and…
Key takeaways If you’re looking to increase your credit limit, the best place to start is on your issuer’s mobile app or website. There, you can typically request a credit limit online and wait for your issuer to get back to you. If that’s not an option, call your issuer…
It’s no secret that the housing market has been rough recently — for both prospective buyers and industry professionals. Thanks to rising interest rates and low housing supply, existing home sales have struggled to regain pandemic-era highs, and tightening credit standards leave mortgage applicants with a one-in-five chance of being…
You took the leap, rode the Bitcoin wave and now you’re sitting on a small fortune. Whether you bought in early or timed a recent bull run just right, congratulations. But now comes the tricky part — figuring out what to do next. As any seasoned investor will tell you, keeping…
With the average cost of a four-year college education (including tuition and living on-campus) running anywhere from about $100,000 for in-state public institutions to well over $200,000 for a private college, according to the Education Data Initiative, it’s no wonder millions of parents are wondering how they’ll pay for their…
Key takeaways Most major credit issuers no longer allow co-signers, although a few issuers allow you to create joint accounts with another person. Becoming a credit card co-signer comes with significant financial risk and should not be taken lightly. There are many alternatives to applying for a credit…
Move through airport security more quickly Reserve a spot in the airport security line Streamlines access to concerts and events Use the CLEAR app as a health pass or digital vaccine card Apply for TSA PreCheck through CLEAR for $77.95 (valid for five years) CLEAR offers a bundle package: You…
Annuities can be a valuable tool for retirement income planning, but determining the best time to buy one requires careful consideration. If you buy one too soon, you’ll lock up your money for years in a highly illiquid investment. If you wait too long, you might miss out on time…