An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…

Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to resurrect and collect. The most common types of zombie debt include discharged or settled debts, time-barred debt (debt that is past the statute of limitations for collecting),…

Key takeaways If you file for Chapter 7 bankruptcy, you may be able to keep your home, especially if you have a relatively low amount of equity. If you file for Chapter 13 bankruptcy, you’re more likely to keep your home, provided you can make any missed payments along with…

Key takeaways Donald Trump’s plan to raise federal revenue using tariffs will likely drive up prices for construction materials Higher home repair and replacement costs could put pressure on insurers to increase home insurance premiums China, Canada and Mexico, the top providers of building material imports in the U.S., are…

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PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit…

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Key takeaways Significant home renovations can impact the value of your home, and you may need to adjust your homeowners insurance accordingly. Adding square footage or valuable upgrades could increase your insurance premium. Renovations that reduce your risk of a claim, like a roof replacement or new security system, could…

Halfpoint Images/Getty Images Social Security is one of the biggest financial bonuses of aging. Once you claim benefits, you get a guaranteed monthly income for the rest of your life.  While Social Security is one way to fund your retirement, it isn’t and shouldn’t be the only way. That’s because…

Are you ready? Tax season 2025 will start Jan. 27 — that’s when the IRS will start accepting 2024 tax returns. The IRS said it expects to receive more than 140 million individual tax returns by the April 15 deadline. Here’s everything you need to know about preparing your 2024…

This page was originally published in early 2023 and reflects the author’s financial decisions during that time. The card details have since been updated. Booking travel through a credit card issuer’s portal has its pros and cons, as I found out when I booked a trip for my family using…

Kraken’s cryptocurrency exchange has something to offer both new and experienced traders. Its trading fees are among the lowest in the industry and they decline at higher levels of trading activity. You’ll also get 24/7 customer support, which is rare in the crypto world, along with a wide offering of…

Citi is an advertising partner. Key takeaways The AAdvantage Dining program offers the opportunity to earn airline miles by dining out at participating restaurants instead of traveling with the airline. By dining out and meeting certain requirements, you can progress through different tiers of the program, including becoming a VIP…

Investing in the right stock can be extremely rewarding for shareholders. While more risky than holding a diversified group of stocks through a low-cost index fund, identifying a winning stock can produce gains that significantly outperform market averages such as the S&P 500.  So, how do you go about choosing…

Bloomberg Creative/Getty Images In a video posted to X (formerly Twitter) Tuesday evening, California Gov. Gavin Newsom stated: “This time of year has not traditionally been fire season, but now we disabused any notion that there is a season… It’s year-round in the state of California.” Five wildfires are currently raging across…

Key takeaways American Airlines has its own selection of airport lounges (called Admirals Clubs) that are geared to frequent flyers and elite members. There are almost 50 Admirals Clubs locations in operation today, plus more than 50 partner lounges within the program. American Airlines flyers can gain entry into Admirals…

Options trading can be one of the most profitable ways to make money, but understanding the terminology can be confusing if you’re just getting started. Here are the key options terms you need to understand when trading options. What is an option? Options are contracts that give their owner the…