Key takeaways You can find equipment loans from traditional banks, online lenders and even equipment manufacturers in some cases SBA 504 loans are an option if you’re looking to apply for an SBA loan for an equipment purchase If you can’t get approved for an equipment loan or need an…
Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you finance a home, your lender will likely make it a condition of loan approval. But what about renters? You may or may not be required by a landlord to have similar coverage. Even if your…
Stock charts and their accompanying data can appear complex and may be difficult to understand for new investors. The good news is that with a little help, these charts — and the information they contain — can be useful during your research process to more easily identify attractive investment opportunities.…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You may be able to access funding from an emergency loan on the same day you apply, depending on the lender and your finances. Most emergency loan lenders will send you the funds within a few business days of approval. Checking…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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fizkes/Getty Images: Illustration by Issiah Davis/Bankrate Coming up with a down payment on a home can feel impossible — especially if it’s your very first home. The good news is that there are many first-time homebuyer grants available that can help you bridge the savings…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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May be used for condos, manufactured homes and multi-family properties Doesn’t require repayment Can be used for down payment and closing costs Cons: Must be a first-time homebuyer Must purchase a primary residence Open to single-family or multi-unit homes, up to four units; condos; co-ops and manufactured homes Must complete…
Mobile banking has become the norm in many consumers’ daily lives. The allure, of course, is the convenience mobile banking offers: Consumers tote their smartphones virtually everywhere, so a mobile banking app can help them quickly take care of a range of financial needs whenever they wish. It’s essentially a…
CribbVisuals / Getty Images Key takeaways You won’t be able to get student loans through Bank of America since it no longer offers this service. Previous Bank of America student loans are now serviced by other loan servicers. Bank of America offers other financial services, including student banking and 529…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Many savers choose certificates of deposit (CDs) for the benefits of a guaranteed return, which makes CDs a safe, reliable way to earn some interest on your money. In exchange for a fixed annual percentage yield (APY) — and the peace of mind that comes with it — the bank…
Jelena Danilovic/Getty Images Unlike regular wallets you’d put your debit card in, a crypto wallet is a digital wallet that stores a virtual key, giving you access to your cryptocurrency on the blockchain. When it comes to securing your digital assets, crypto wallets can be custodial or non-custodial. But what’s…
Key takeaways Having good credit helps you qualify for a loan, but isn’t always necessary. Many lenders consider your income, debts and assets in addition to your credit. A co-borrower or cosigner could also help improve your odds of approval. Above all, lenders want to see that you have the…
Both individual retirement account (IRA) types — traditional and Roth — offer valuable retirement-planning benefits, but with different structures, income limits, and pros and cons. Key takeaways Traditional IRAs offer the potential for tax deductibility in the present, while Roth IRA contributions are made with after-tax dollars. Withdrawals are also…
Key takeaways Some veterans are eligible for tuition aid via the Montgomery and Post-9/11 GI Bills. As a veteran, you may also qualify for discounted or free tuition, depending on where you live. You can also apply for a scholarship geared toward veterans to cover some or all your education…
It’s the dream of many to become a millionaire, and even those with just a little dough to start can achieve this goal with careful planning. While selecting the right investments is important, one other factor is still more important if you’re starting out with a relatively small nest egg:…
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