Key takeaways You can find equipment loans from traditional banks, online lenders and even equipment manufacturers in some cases SBA 504 loans are an option if you’re looking to apply for an SBA loan for an equipment purchase If you can’t get approved for an equipment loan or need an…
Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you finance a home, your lender will likely make it a condition of loan approval. But what about renters? You may or may not be required by a landlord to have similar coverage. Even if your…
Stock charts and their accompanying data can appear complex and may be difficult to understand for new investors. The good news is that with a little help, these charts — and the information they contain — can be useful during your research process to more easily identify attractive investment opportunities.…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You may be able to access funding from an emergency loan on the same day you apply, depending on the lender and your finances. Most emergency loan lenders will send you the funds within a few business days of approval. Checking…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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fizkes/Getty Images: Illustration by Issiah Davis/Bankrate Coming up with a down payment on a home can feel impossible — especially if it’s your very first home. The good news is that there are many first-time homebuyer grants available that can help you bridge the savings…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Most major credit issuers no longer allow co-signers, although a few issuers allow you to create joint accounts with another person. Becoming a credit card co-signer comes with significant financial risk and should not be taken lightly. There are many alternatives to applying for a credit…
Move through airport security more quickly Reserve a spot in the airport security line Streamlines access to concerts and events Use the CLEAR app as a health pass or digital vaccine card Apply for TSA PreCheck through CLEAR for $77.95 (valid for five years) CLEAR offers a bundle package: You…
Annuities can be a valuable tool for retirement income planning, but determining the best time to buy one requires careful consideration. If you buy one too soon, you’ll lock up your money for years in a highly illiquid investment. If you wait too long, you might miss out on time…
Investing in a Roth IRA is a popular way to save for retirement, but it doesn’t offer immediate tax benefits. Because you fund these accounts with after-tax contributions, you won’t be able to deduct your contribution on Form 1040 at tax time, as you can with a traditional IRA. Nevertheless,…
Credit Sesame examines the latest trends in rising consumer debt, from surging credit card balances to increasing delinquencies—and what it could mean for borrowers. Government reports on consumer borrowing are starting to feel like the boy who cried wolf. Every quarter brings another warning—household debt is rising, borrowing is surging—yet…
Key takeaways Your credit utilization ratio is expressed as a percentage and determined by taking the amount you owe on a credit card and dividing it by your credit limit. If you currently owe $5,000 across total credit limits of $10,000, this means you have a total credit…
Key takeaways The wide range of perks offered by The Business Platinum Card® from American Express could act as a catalyst for business expansion and employee retention. The Business Platinum Card provides statement credits for business-related services, including equipment purchases, wireless services and job advertisement services. The incentives from this…
Probably the biggest — and arguably most important — question near-retirees have about Social Security is when the best age is to start collecting the program’s monthly benefit checks. The optimal answer depends on your financial situation, but you’ll receive a higher monthly check if you wait longer. While you…
Auto liability insurance covers the costs related to other parties’ damage and injuries when you’re found at fault in a car accident. Most states require drivers to carry at least a minimum amount of liability coverage. Liability insurance has limits that are set when you purchase a policy and represent…
Tsunamis are one of nature’s most powerful forces, capable of displacing entire communities and causing widespread property damage. If you live in a tsunami-prone area, you might wonder whether your home insurance policy offers financial protection. In most cases, standard homeowners insurance does not cover tsunami damage. That means if…
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