If you’ve been investing since 2020, you’ve already been through two bear markets — a brief one in early 2020 during the initial outbreak of the COVID-19 pandemic and another in 2022 as investors fretted about rising interest rates and high inflation. Fair warning, there will be more. Long-term investors…
Key takeaways Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher rates. Insurers evaluate conditions differently, so comparing quotes can help you find the best fit. Options like term, guaranteed issue and group life insurance may still be accessible depending on your…
Financial advisors can provide a lot of value to their clients, and they can also offer access to investments that might not be easily accessible, if at all, otherwise. While many investors stick to publicly traded stocks and bonds, others turn to alternative assets that may offer strong returns. “Alternative assets…
Rawpixel.com/Shutterstock Key Takeaways It’s been a tumultuous time for stock market investors, as the constant stream of macroeconomic news reports of latest tariff developments, an escalating trade war with China and predictions of a recession. Meanwhile, many savings accounts continue to offer competitive rates and a safe place to keep…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Credit Sesame’s personal finance news roundup, April 12, 2025. Stories, news, politics, and events impacting personal finance during the past week. Credit card balances inch upward despite dip in total consumer debtSigns of distress emerge in credit card repayment trendsDebit and check fraud drive most…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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If you’re a parent or guardian, the child tax credit, or CTC, can lower your federal tax bill by up to $2,000 per qualifying child. But if your tax liability is too small — or nonexistent — you might not be able to use the full credit. That’s where the…
The Standard & Poor’s 500 index, or S&P 500, is perhaps the world’s most well-known stock index. The index contains about 500 of the largest publicly traded companies in the U.S., making it a bellwether for stocks. It includes stocks across all 11 sectors of the economy, as defined by…
Key takeaways Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on these accounts. Experts suggest keeping credit utilization at less than 30 percent…
It’s a question you’ll frequently hear during any program discussing the latest financial news: “What did the market do today?” The answer often includes a reference to an index such as the Dow Jones Industrial Average, the S&P 500 or the Nasdaq. But what are these? And what distinguishes one…
I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survery, over half of Americans have not received a strong financial education, affecting their ability to build positive money…
Image by GettyImages; Illustration by Bankrate In a surprising spike, home equity lines of credit (HELOCs) climbed 10 basis points this week to 8 percent, according to Bankrate’s national survey of lenders. Conversely, home equity loans, fell in the latest week, with the average $30,000 home equity loan dropping two…
The stock market can be a fantastic generator of wealth. Anyone with the means to do so can invest in the best companies in the world and watch their wealth grow alongside the companies’ long-term business results. Investors are often drawn to new and exciting companies that operate in high-growth…
Key takeaways Business travel insurance reimburses particular unexpected expenses or financial losses you suffer before or during a trip for work. A travel insurance policy usually covers things like trip cancellation/interruption, medical costs, lost baggage, travel delays, lodging expenses and more. Costs for business travel insurance often run between 5…
Cryptocurrencies have been on quite the ride since being introduced, with some early investors seeing sizable gains, while those who bought at the peak are yet to fully recover from their losses. The digital coins have sparked much debate in the investment industry about their investment merits and viability, with…
Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You want to save for retirement, for example, but do you go with a Roth IRA, a 401(k), an SEP IRA or something else? The good news: There’s an…
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