Key takeaways If you file for Chapter 7 bankruptcy, you may be able to keep your home, especially if you have a relatively low amount of equity. If you file for Chapter 13 bankruptcy, you’re more likely to keep your home, provided you can make any missed payments along with…
Key takeaways Donald Trump’s plan to raise federal revenue using tariffs will likely drive up prices for construction materials Higher home repair and replacement costs could put pressure on insurers to increase home insurance premiums China, Canada and Mexico, the top providers of building material imports in the U.S., are…
Key takeaways The Petal® 1 “No Annual Fee” Visa® Credit Card and Petal® 2 “Cash Back, No Fees” Visa® Credit Card are unsecured cards with no annual fee designed to help you access and build credit. Petal considers more than your credit score for approval, also analyzing your banking…
DaniloAndjus / E+ / Getty Images Key takeaways A student card can be an ideal way to start building credit if you have little to no credit history. Most student credit cards are designed for students with student centric perks and relaxed credit requirements. In addition to practicing good credit…
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Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
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Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but they come with high payments once that period ends. These loans mainly benefit those planning to move or anticipating a big income increase within a…
Dept Managmnt
Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Saving for retirement can feel daunting and intimidating at times. Fortunately, most people can get started quite easily. Here’s how you can start saving for retirement using this one easy move. 401(k) match: How it works Millions of Americans have access to a 401(k) or other type of workplace retirement…
Nitat Termmee/Getty Images Treasury receipts are a type of bond bought at a discount, and the full value is paid at the date of maturity. These types of bonds aren’t issued by the U.S. Treasury Department, but they are backed by U.S. government securities. Whether you’re looking to invest in…
New Year’s Resolutions Don’t Have To Break The Bank. These 5 Tips Will Keep You On Budget
Key takeaways While self-care resolutions are common during the New Year, new goals can make it tempting to overspend. Keeping your goals realistic and making a budget will help you meet your New Year’s resolutions, without overspending. Periodically check in on your spending throughout to ensure you’re staying on track. …
Key takeaways A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the borrower’s creditworthiness and the property’s financials when evaluating an investment property HELOC application. These…
Seasoned investors often approach markets with a long-term view, using short- and medium-term volatility to buy into the themes they believe will profit over many years. While identifying these trends is difficult, tuning out the noise can help you focus your portfolio on the winners, possibly resulting in significant gains.…
Currency strength serves as a key indicator of a nation’s economic health, political stability and financial policies. While numerous factors influence currency values, consistent economic performance and institutional stability often determine a currency’s global standing. Understanding these dynamics is essential for investors navigating the foreign exchange market (forex) and analyzing…
Key takeaways The euro shows both the promises and pitfalls of unified currency systems. Economic sovereignty remains a key barrier to global adoption. Digital innovations are changing traditional currency dynamics. Political and cultural factors matter as much as economics for the prospect of a global currency. Currency shapes everything from…
If you’re wondering how to invest in the financial sector, exchange-traded funds (ETFs) can be a simple way to get started. ETFs that focus on the financial sector invest in companies that are involved in different areas of finance such as banking, insurance, real estate and investment management. You…
Key takeaways When it comes to travel-related card perks, the Chase Sapphire Preferred is an overall better choice than the Bank of America Travel Rewards credit card, but the Travel Rewards can still be the right choice for some people. Bank of America offers a Preferred Rewards program that boosts…
A certified public accountant (CPA) can play a crucial role in the tax filing season as they help business owners navigate the tax code and ensure they meet all of their required deadlines. They also play a vital role in looking at your business accounts critically and help you fix…