Anna Moneymaker/Getty Images President Trump signed an executive order Thursday promoting U.S. leadership in digital assets and establishing a working group that would be charged with proposing regulations for the crypto industry. The news sent prices for popular cryptocurrencies higher in Friday trading. Bitcoin was up more than 1.5 percent…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Andrey_Popov/Shutterstock Key Takeaways Instead of bringing checks to a bank branch or ATM, you can remotely deposit checks at most banks by taking a photo with your smartphone. These encrypted digital transactions are typically both safe and convenient. Still, you should take proper safety measures to avoid fraud, including…
DenisTangneyJr/Getty Images Key takeaways VA loans offer zero-down mortgage options for eligible veterans, service members and qualifying surviving spouses. To qualify, borrowers must obtain a Certificate of Eligibility (COE), live in the purchased home and meet lender underwriting standards. The VA mandates property appraisals, while lenders may also require inspections.…
Trending
Spotlight This Week
More Articles
Personal Finance
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Featured Articles
A gold IRA may be an attractive investment if you’re looking to take advantage of the many tax benefits of an IRA retirement account. An IRA allows savers to amass money — either on a tax-deferred or tax-free basis — and compound their money faster than…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
10’000 Hours/Getty Images Adjusted gross income, or AGI, is your total gross income (before taxes) minus certain tax deductions, known as adjustments. Gross income includes wages, dividends, interest, government benefits, retirement distributions, capital gains and more. To calculate adjusted gross income, you subtract from gross income any above-the-line deductions, or…
Key takeaways Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders and don’t require collateral. Secured personal loans are less common and require collateral — but usually offer lower interest rates. You can…
Maskot/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways The best time to buy a car is typically at the end of the year, during holidays or at the beginning of the week. Mondays are often the best day to buy a car as salespeople are more focused on potential…
If you’re looking to buy a home, the Federal Reserve’s recent rate cuts might help lower mortgage rates. However, Fed cuts also impact savings account rates, which could make it harder to grow funds for a down payment, closing costs and other homebuying expenses. Yet, you shouldn’t base your down…
Key takeaways Return of premium life insurance refunds most or all of your premium payments if you outlive the term length of your policy. Due to the refund feature, this policy type will generally cost more than a standard term policy. Premium refunds are tax-free but typically don’t include the…
California has ambitious plans to completely phase out the sale of new non-EV vehicles over the next decade, but what does that mean for drivers’ pockets in the state? Starting in 2026, California will embark on a plan to phase out the sale of gas-powered passenger vehicles, with a goal…
Key takeaways The Federal Reserve’s interest-rate decisions have a wide-ranging influence on the economy, affecting job security, financing costs and the direction of the economy. When the Federal Reserve’s key interest rate falls, borrowing costs for consumers also decrease, influencing the cost of financing purchases with credit cards, car loans,…
Key takeaways Both the Capital One Savor Student Cash Rewards Credit Cards and Discover it® Student Cash Back are good options for students who want to build credit and earn rewards. The Capital One Savor Student Cash Rewards Credit Card is great for those who spend more on groceries and…
Spot Bitcoin exchange-traded funds (ETFs) are among the newer entrants to the world of Bitcoin trading, joining Bitcoin futures ETFs, which have been trading since 2021. While both funds let traders wager on the price of Bitcoin cryptocurrency, they’re tremendously different in how they do so — and this difference…
Every business owner can benefit from knowing how to write a business plan, including those in the early stages of launching a business. A well-crafted business plan communicates the business’s strategy for growth to key leaders and investors. It’s also an important step to getting a business loan since many…
Editor's Pick
