Key takeaways Recurring credit card charges include any bills that are charged to your account automatically, including gym memberships and other subscription services. Subscriptions can be hard to keep track of and even harder to cancel. Using an app or subscription management tool is a popular way to find out…
Key takeaways Investing can be a way to take control of your financial future and grow your wealth over time. You can build a better financial future in 2025 by focusing on retirement accounts and investment funds, balancing long- and short-term investments and continuing to learn. Your financial journey can…
Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
supersizer/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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Credit Sesame explores the financial ripple effect of everyday choices, revealing how decisions in education, career, and living can shape your financial health and creditworthiness. The choices you make every day—where to live, which career to pursue, and how to further your education—can create ripples…
Dept Managmnt
Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Credit Sesame’s 2025 inflation forecast discusses the economic forces at work that could result in a resurgence of inflation. As the end of 2024 approaches, people may reflect on what went right or wrong over the past year. One thing that mostly went well was the Federal Reserve’s mission to…
Crypto is big money — and there’s potentially free money in it for you if you’re looking to try out a different crypto exchange or new to investing in crypto. Worldwide, the crypto market cap is $3.75 trillion as of Dec. 16, with Bitcoin holding about $2 trillion of that…
Key takeaways Cruises can be easy to budget and plan for since most of the costs involved are fixed, meaning you know what you’re paying upfront. Not only do cruises include your lodging and transportation in the cruise fare, but you get unlimited meals and snacks as well. Credit card…
Key takeaways The Chase Freedom Flex® is best suited for those who want to earn boosted rewards on rotating categories without paying an annual fee. Along with a solid welcome offer, the Chase Freedom Flex also comes with an intro APR offer on both purchases and…
Saving for your grandchildren can help to minimize the financial burdens they may encounter as they mature. Whether it’s paying for college, buying a first home or providing a safety net in an uncertain job market, these funds can make a significant difference. Here are the best ways to build…
10’000 Hours/Getty Images Adjusted gross income, or AGI, is your total gross income (before taxes) minus certain tax deductions, known as adjustments. Gross income includes wages, dividends, interest, government benefits, retirement distributions, capital gains and more. To calculate adjusted gross income, you subtract from gross income any above-the-line deductions, or…
Key takeaways Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders and don’t require collateral. Secured personal loans are less common and require collateral — but usually offer lower interest rates. You can…
Maskot/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways The best time to buy a car is typically at the end of the year, during holidays or at the beginning of the week. Mondays are often the best day to buy a car as salespeople are more focused on potential…
If you’re looking to buy a home, the Federal Reserve’s recent rate cuts might help lower mortgage rates. However, Fed cuts also impact savings account rates, which could make it harder to grow funds for a down payment, closing costs and other homebuying expenses. Yet, you shouldn’t base your down…
Key takeaways Return of premium life insurance refunds most or all of your premium payments if you outlive the term length of your policy. Due to the refund feature, this policy type will generally cost more than a standard term policy. Premium refunds are tax-free but typically don’t include the…
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