Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30% from 2023, according to a person familiar with its finances. The San Francisco company wasn’t profitable for the year, but it lost less than $50 million, the person said. That…
Recent data has suggested the U.S. consumer could be weakening a little. Nonetheless, nowcasts continue to imply strong overall U.S. gross domestic product growth in Q1. Consumer Concerns Concern for the U.S. consumer comes from retail sales falling 0.9% on a seasonally adjusted basis for January compared to December. In…
If you received a lawsuit settlement in 2024, you probably received an IRS Form 1099 from the defendant in early 2025. Some types of cases are exempt, but most are not. And if you receive a Form 1099, you need to report it on your taxes. But what if you…
Before buying property, you will want to do some research about your potential investment. Occasionally, a home that looks like a fantastic investment on the surface can come with a backstory that negatively impacts its property value. By asking the seller’s agent specific questions and doing some online exploration, you…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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*Citi is an advertising partner. Key takeaways Citi Entertainment is available for all Citi credit and debit cardholders and offers exclusive access to events, presale tickets and VIP packages. The best way to maximize Citi Entertainment is to have an eligible Citi card and to…
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Debt settlement is when you negotiate with creditors to reduce the amount you owe in exchange for a lump sum payment. It might…
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F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Regions Bank is best if you’re looking to finance an electric vehicle (EV) or a pricier vehicle. Bank of America is an attractive option if you’re purchasing through a dealership. While both have physical branches, Regions is only available in 15 states, while Bank of America is available…
Key takeaways Tiny homes are often not eligible for mortgage loans but are eligible for other financing options, like personal and home equity loans. Manufacturers or builders may offer in-house financing options that could offer better rates than lenders or banks. Depending on the details of your tiny home, it…
Bruno Guerreiro / Getty Images Hitting an animal when you’re driving can be an upsetting — and dangerous — experience. Statistics show that there are more than 260,000 crashes each year in the U.S. involving animals, with roughly 12,000 human injuries and more than 150 deaths. According to data sourced…
Key takeaways The average time it takes to pay off student loans can vary greatly based on factors like loan amount, interest rate and repayment plan. Federal student loan borrowers have access to various repayment plans, including income-driven plans, while private loan borrowers may have fewer options. Making extra payments…
Key takeaways Aspire Servicing Center is a student loan provider that services parent and student loans from an Aspire affiliate. They also serviced Direct Loans until 2015 when they transferred them to MOHELA. If your loan originated with Iowa Student Loan or its partners, there’s a good chance Aspire services…
Cavan Images/Getty Images Key takeaways Refinancing student loans can reduce your monthly payment, giving you more room in your budget. The Federal Reserve cut interest rates three times in 2024, which could lead to lower refinance rates this year. Understand the benefits of federal student loans, and weigh the pros…
4. Make Energy Efficient Switches Where Possible From switching to LED lightbulbs to upgrading to Energy Star-certified appliances and home fixtures, Canadian homeowners can save hundreds on their heating, gas, and electricity bills. LED bulbs use up to 75 percent less energy compared to their traditional counterparts, and they last…
Image by Getty Images; Illustration by Bankrate The top of the year is the time to set goals, get organized and get your ducks in a row for the coming year — especially when it comes to your money. A financial checklist can help you stay on task, and an…
Gold prices surged in 2024, rising 26 percent, narrowly beating the S&P 500’s return of 25 percent and leaving investors wondering if there’s more room to run or if it’s time to sell. The arrival of President Donald Trump’s second term also brings questions about the impact of tariffs on…
Key takeaways A budget is a financial plan that helps you manage your finances, so you know exactly how much you are earning, spending and saving. Having a budget helps you meet financial obligations such as paying your bills, preparing for any unplanned expenses and meeting your savings goals. Budgeting…
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