Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
supersizer/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have…
Thomas Barwick/Getty Images We often forget that cars are inherently dangerous due to their size, weight and rate of speed. This is why almost every state in the U.S. (New Hampshire is the exception) requires drivers to have car insurance. As a form of financial responsibility, car insurance helps financially…
When it comes to investing, deciding your next move isn’t always simple or straightforward. Should you invest for retirement, pay off debt or save for your kids’ college? With so many financial priorities vying for attention, it’s easy to get stuck. But it doesn’t need to be complicated. Personal finance…
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A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
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If you’re self-employed, you’ll likely be on the hook to pay self-employment taxes for Social Security and Medicare, in addition to income taxes. Because you don’t have an employer who is withholding these payroll taxes from your paycheck, it’s your responsibility to keep track of…
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Key takeaways A balance transfer fee is what credit card issuers charge when you transfer debt, usually credit card debt, to another credit…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Chris Sattlberger/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways California drivers must at least meet the liability auto insurance coverage requirements of 15/30/5 to drive legally. You can be fined up to $500 out of pocket if you are convicted of driving without insurance in California, depending on whether it’s your…
Fitness and technology continue to merge creatively, offering alternatives to traditional gym memberships. A growing trend combines physical activity with financial incentives, letting you earn rewards while working toward your health goals. These apps range from step-counting rewards to weight-loss challenges, adding financial motivation to your fitness routine. 1. Sweatcoin…
Business financing is often necessary for small businesses to grow when they lack the income or capital to expand on their own. But it’s important to understand the risks of taking on business loan debt. Without a thorough understanding of how small business financing works, you could lose assets or…
Teaching kids about money has taken on new complexity in our digital age. While previous generations learned financial basics through piggy banks and cash allowances, today’s parents are turning to technology to help children understand modern money management. Digital budgeting tools now enable kids to experience real-world financial decisions —…
Choice Hotels International, Inc. completed its acquisition of the Radisson Hotels America in December 2023. The content in this guide reflects former Radisson Rewards Americas offerings that have since expired or changed. Check out Bankrate’s guide to the Choice Privileges loyalty program for updated information. Key takeaways In June 2021,…
A stock that surpasses its support or resistance level is considered a breakout stock. These levels represent the price points that the stock has struggled to move beyond during a specific period. Breakouts are seen as a strong indicator that the stock is likely to continue its trend. However, identifying…
whyframestudio/Getty Images Your business just received a large, unexpected purchase for your products that could lead to a huge boost in revenue as well as your business’s reputation. Problem: you don’t have enough product on hand, and you won’t receive payment until the order is filled. That’s where purchase order…
Key takeaways Student credit cards can help you build your credit, establish positive credit habits and access rewards and other perks. They tend to be easier to qualify for since you don’t need to have a good credit history for approval. This also means issuers typically set lower…
Credit Sesame’s 2025 inflation forecast discusses the economic forces at work that could result in a resurgence of inflation. As the end of 2024 approaches, people may reflect on what went right or wrong over the past year. One thing that mostly went well was the Federal Reserve’s mission to…
Crypto is big money — and there’s potentially free money in it for you if you’re looking to try out a different crypto exchange or new to investing in crypto. Worldwide, the crypto market cap is $3.75 trillion as of Dec. 16, with Bitcoin holding about $2 trillion of that…
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