If you received a lawsuit settlement in 2024, you probably received an IRS Form 1099 from the defendant in early 2025. Some types of cases are exempt, but most are not. And if you receive a Form 1099, you need to report it on your taxes. But what if you…
Before buying property, you will want to do some research about your potential investment. Occasionally, a home that looks like a fantastic investment on the surface can come with a backstory that negatively impacts its property value. By asking the seller’s agent specific questions and doing some online exploration, you…
Key takeaways Trump’s tariffs could lead to higher prices and supply shortages, potentially threatening the global economy. Not all tariff threats, however, may come to fruition. To navigate these potential financial challenges, experts advise against impulse buying or ‘panic purchases,’ planning ahead for big-ticket purchases and ‘stress testing’ your finances.…
January brings a special magic. The possibilities of a new year, the promise of a fresh start — we sprinkle all that sparkly hope atop a list of new goals and dreams and declare this year will be different. Turns out that special magic isn’t just in our heads. Research…
Personal Finance
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Featured Articles
Key takeaways Anybody struggling to meet their required credit card payments may qualify for credit card debt relief. Credit card debt relief programs include options like debt consolidation, debt settlement and credit counseling. It is important to remember that total credit card debt forgiveness is…
Dept Managmnt
Debt settlement is when you negotiate with creditors to reduce the amount you owe in exchange for a lump sum payment. It might…
Banking
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…

All News
Key takeaways Carputty is a strong fit for a borrower with good credit who intends to switch up their car on a frequent basis. Autopay is best for those who want to get cash through a vehicle’s equity. When comparing auto loan options, look out for special features, available rates…
Key takeaways Fast business loans are convenient, but they may come with high rates and fees and may not offer the best repayment terms or loan limits Before signing a fast business loan agreement, be sure to review all your options, including any alternatives Alternatives to fast business loans include…
Many of us have had the experience of using credit cards when we should not or putting one more thing on the card and hoping we will be able to pay it off at the end of the month, but then…something else comes up. Credit card balances can grow quickly…
Key takeaways FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured bank, per ownership category. FDIC insurance covers traditional bank deposit products from insured banks,…
3 Changes Boomers Should Make To Their Retirement Strategies Now That Trump Is President Again
Baby boomers and others nearing retirement should pay careful attention to their investments, especially now that newly elected President Donald Trump is shaking up the economy. Regardless of whether you like Trump’s economic policies, you need to be carefully preparing for retirement. “The actions of this new administration calls on…
Credit Sesame discusses the relationship between debt consolidation and credit scores. Consolidating debt can simplify payments, but it’s important to understand its impact on your credit score. Recent news has shown that Americans’ debt struggles are growing. Debt balances are rising, and more and more households are falling behind. Much…
Thanks to the tax deduction for charitable contributions, your generosity towards others can also help you reduce your taxes. There is one potential problem, however: You must itemize to claim this tax benefit. For the vast majority of taxpayers, that hurdle means you won’t be claiming this deduction for tax…
Key takeaways Williams Sonoma’s Key Rewards Credit Card Program offers a no annual fee credit card with a generous rewards structure. Cardholders can earn a $10 Rewards Certificate for every $10 in rewards earned, redeemable at Williams-Sonoma, Inc. brands. The card can be used anywhere Visa is accepted, and…
Key takeaways Regions Bank is best if you’re looking to finance an electric vehicle (EV) or a pricier vehicle. Bank of America is an attractive option if you’re purchasing through a dealership. While both have physical branches, Regions is only available in 15 states, while Bank of America is available…
Key takeaways Tiny homes are often not eligible for mortgage loans but are eligible for other financing options, like personal and home equity loans. Manufacturers or builders may offer in-house financing options that could offer better rates than lenders or banks. Depending on the details of your tiny home, it…
Editor's Pick
