Tax returns are annual, and getting them filed also means starting the clock ticking for how long the IRS has to audit you. But when might you be in the clear? Your audit exposure is at least three years from when you file your return, but you might be a…
10’000 Hours/Getty Images It’s not uncommon for someone to have a couple of bank accounts, but James Royal, Bankrate’s investing and wealth management reporter, has about two dozen of them. There’s a few pros to having multiple bank accounts (though there are a few cons too). You can earn a…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new credit cards and take out loans in their name. Some identity thieves even go a few steps further and seek medical care using someone else’s sensitive information, or they’ll use…
There is little chance that the Federal Open Market Committee will cut interest rates on January 29. Fixed income markets currently project a 99.5% chance that interest rates are held steady at their current level of 4.25% to 4.5%, according to the CME FedWatch Tool. However, a March or May…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Key takeaways Focus on paying down your debt and budgeting. Look for ways to cut back on spending, such as buying cheaper alternatives at the grocery store. When inflation is high, consumers can feel the impact everywhere, from the supermarket to the gas station. Inflation…
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Bankruptcy is a legal process to help individuals and businesses manage overwhelming debt. While it provides a path to financial relief, the decision…
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It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Factor rates are a decimal that you use to multiply the entire loan by to get the total loan cost. Factor rates do not incorporate loan fees into its rate, as APRs do, making it difficult to evaluate the total cost of the loan. Factor rate loans tend…
Cavan Images / Nenad Stojkovic / Getty Images There are many types of annuities out there. Critics might say too many types. But if you’re in the market for an annuity, it’s important to understand how they’re described and classified so you know exactly what you’re signing up for and…
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems, with the latest being a new lawsuit alleging trademark infringement and unfair competition. New York-based analytics company Prism Data sued TomoCredit on Tuesday, accusing it of infringing on Prism’s trademark…
Electrical infrastructure stocks like Powell Industries and IES Holdings have been on a tear, leading Forbes’ ranking of mid-sized companies. Right behind are names like Abercrombie & Fitch, Dutch Bros, Sweetgreen and Shake Shack. By Hank Tucker, Forbes Staff The growing appreciation of artificial intelligence and anything related to it…
As the clock continues to tick down, Congressional leaders have finally released the text of a proposed funding measure to keep the lights on. As expected, it’s a short-term bill intended to fund the government through March 14, 2025. Without any action by Friday, December 20, 2024, funding will run…
Key takeaways American AAdvantage miles can be worth more or less depending on when you book, the timing of your flight and other factors. You can use Loyalty Points to boost your AAdvantage status. Miles can be earned from booking flights and other travel, as well as through shopping, dining…
Key takeaways Chase, American Express, Capital One and other major issuers allow you to redeem rewards for travel through their rewards portals. The best credit card travel portals can help you get stronger value from your rewards and earn boosted rewards on bookings. But your card’s portal may not offer…
Key takeaways The Beneficial Ownership Information (BOI) report identifies company ownership and is required filing for business entities by Jan. 1, 2025. Businesses can file the report online through FinCEN’s official page. While ongoing litigation that has halted enforcement of the reporting requirements, businesses may still file their BOI report…
The Fed is expected to cut interest rates again. What comes next is the biggest question. There’s a phrase that we Federal Reserve reporters use so much when describing Fed meetings that it might as well be a central banking cliche at this point: What matters most isn’t today’s interest…
Your mother might have had a Christmas club account. You might remember her faithfully depositing $5 or $10 a week all year long to save up for the holidays. This simple method of saving reached its height of popularity in the 1970s. But some people believe they’re still useful for…
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