Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You may be able to access funding from an emergency loan on the same day you apply, depending on the lender and your finances. Most emergency loan lenders will send you the funds within a few business days of approval. Checking…
Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit utilization, and location. Advantages of presecreened offers include saving time when comparison shopping. Disadvantages include increased junk mail and the risk of identity theft. You can choose to opt out of prescreened offers.…
Nobody likes getting an audit notice in the mail, which is why it’s critical to complete your business taxes in a thorough, correct and timely manner. Unfortunately, it’s easy to get tangled in the details of tax code and feel overwhelmed by all the ins and outs of your paperwork.…
Key takeaways You don’t need to put 20 percent down to get a mortgage, and some mortgages don’t even require a down payment. You can get a conventional mortgage with 3 percent down, but with anything less than 20 percent, you’ll have to pay mortgage insurance. Making a larger down…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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If you’ve ever paid money to Uncle Sam, you’re probably familiar with Form 1040. The 1040 is the foundation of tax filing in the U.S. and, along with various accompanying schedules and supporting forms, is where you calculate whether you owe money to the IRS…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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You might consider an SBA microloan if you’re trying to start or expand a small business. But how exactly does getting a microloan through the SBA work? What do you need to meet the requirements? What do terms look like? How do you get started with an application? We’ll answer …
Frazao Studio Latino/Getty Images Most Americans rely on Social Security benefits to help make ends meet during retirement. But there are concerns that the program’s financial difficulties could lead to reduced benefits for future generations. In fact, 81 percent of Gen Xers say they worry that they won’t receive their…
One of the main factors people consider when deciding whether to hire a financial advisor is cost. But costs can vary significantly from one advisor to the next. Here’s what you need to know about the costs of hiring a financial advisor, and how the different fee structures work. Key…
If you’re a small business owner looking for financing options, you may have come across the term “SBA loan.” But what exactly is an SBA loan? In this blog post, we’ll dive into the details of what SBA loans are, the pros and cons, and how to apply, while helping…
Credit card interest rates are too damn high, according to an unlikely combination of politicians who’ve recently drawn attention to the subject. Money experts agree credit card debt can be a major challenge for many card users. At 20.1 percent, the average credit card interest rate imposes a steep penalty…
Small businesses are critical to our nation’s success. That’s why the federal government launched the Small Business Administration (SBA) to help foster small businesses in America. Although the SBA offers many resources, one of the most well-known are SBA 7(a) loans. In this guide, we’ll go over what an SBA…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
We could all use a little extra money, and a good side hustle is one way to get it. A side hustle could help you save enough for a down payment on a car or house, fund that vacation you’ve always wanted, boost your investment portfolio, help you pay down…
Key takeaways American Express® Business Line of Credit and Fundible both offer business lines of credit Choose American Express® Business Line of Credit if you have fair-to-excellent credit and want a line of credit Choose Fundible if you have poor credit and want to choose from several types of loans…
New partnership with Lendio enables Payro Finance to offer expanded coverage for small businesses seeking financing solutions. Feb 18, 2024, Lehi, UT – Lendio, the leading small business lending marketplace, and Payro Finance, a top-rated business finance company serving small and medium-sized businesses, today announced a new partnership to expand…
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