South_agency/Getty Images Key takeaways Cash back cards that feature rotating bonus categories reward higher cash back rates for spending in select categories each quarter. Chase and Discover categories change each quarter and require activation in order to secure the higher rewards rate. While rotating bonus category cards don’t release their…
Profit on a stock’s decline: Short selling allows investors to profit on the decline of a stock. It provides another tool in an investor’s tool kit, allowing investors to make money when they discover an overvalued stock. Keep a check on fraud: Short selling helps keep fraudulent companies from ripping…
Credit Sesame explains how global market chaos, triggered by new tariffs and economic uncertainty, could put your credit at risk in unexpected ways. A sharp drop in the stock market and international backlash to U.S. tariff policies have reminded consumers that financial turbulence does not stop at national borders. Whether…
Key takeaways The Chase Sapphire Preferred® Card is worth it for frequent travelers and aspiring rewards earners with good credit. The Chase Sapphire Preferred isn’t worth it for spenders who may prefer going out and earning cash back. If you’re looking for a generous welcome bonus, partner deals and travel…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Photography by Getty Images; Illustration by Bankrate Key takeaways While many rewards credit cards offer welcome bonuses, certain times of year bring better offers from issuers. You might secure a better welcome offer by getting prequalified or asking the card issuer to honor a recent…
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By Garrett Johnson For Canadians, tariffs on American goods could mean higher prices for the average consumer. With over 70% of Canada’s trade…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Shares of Amazon closed the week looking unusually cheap. With its share price dipping and long-term growth potential still strong, investors might be looking at a solid buying opportunity. Amazon’s low valuation makes it attractive Amazon’s valuation is now at levels rarely seen since it went public in 1997. The…
Driver’s license points don’t affect your car insurance directly — but the violations that earned you those points could raise your premium. Instead of counting your license points, your insurance company reviews a document called a Motor Vehicle Report (MVR) whenever you apply for insurance or renew your policy. Violations…
Credit Sesame looks at the looming credit score bump reversal and what it could mean for student loan borrowers. The government did more than pause student loan payments during the pandemic. It also effectively gave many student loan borrowers a bump in their credit scores. Now comes the bad news.…
A talented hacker might be able to easily crack the password for your bank account – especially if it falls under the easy-to-guess formula of your first name and last initial. However, if you have two-factor authentication enabled, it’s going to be a lot tougher for them to actually log…
Key Takeaways Bank account fraud comes in many forms including check fraud, P2P payment scams, ATM skimming, phishing and wire transfer schemes. Prevention is your first line of defense. Use tools like account alerts, cardless ATM access, strong passwords and secure Wi-Fi. If you fall victim to a scam, act…
Key takeaways Adding authorized users to your business credit card account can make it easier for your business to complete purchases, earn rewards and improve bookkeeping. You can often set individual spending limits for your employee cards, which helps protect you from rogue spending. It’s usually simple to…
Images by GettyImages; Illustration by Bankrate Key takeaways Wire transfers, third-party apps and checks are all valid ways to transfer money from one bank to another. Each method has its own speed, cost and limits for transfers. Some options can transfer funds within minutes, though you may have to pay…
Key takeaways Higher education costs are rising, but there are several ways to make paying for college feasible. Grants, work study and scholarships are forms of aid that do not need to be repaid. Loans are another option, but consider federal loans first, as they offer perks you won’t get…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Key takeaways Generally, paying off your student loans with the highest interest rates first is the best repayment strategy. Consider paying off private student loans first due to higher rates, shorter repayment terms, lack of loan forgiveness, and lack of options for income-driven repayment. Student loans tend to have lower…
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