Key takeaways Your student credit card may be one of the first tools you use to begin building your credit history, which makes what you do with it after graduation all the more important. When you graduate, you can either continue using it as is, upgrade your card to a…
Since the new administration stepped in, a flurry of executive orders, mass firings and reorganizations have blanketed student loan news sites and raised alarms for borrowers. Much of the news on federal student loans and the agency that manages them is still evolving as federal judges review new cases and…
Key takeaways If your credit card was declined while you were trying to make a purchase, don’t panic — there are several reasons why this could’ve happened, many of which can be resolved quickly. Some common reasons your credit card might be declined include having the card’s credit limit maxed…
Precious metals are having a moment, with safe-haven assets looking a lot more attractive lately thanks to growing macroeconomic uncertainty and inflation fears. But if the soaring price of gold — at nearly $3,000 per ounce, an all-time high — is too rich for your blood, there’s always silver. What…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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F.J. Jimenez/Getty Images Whether you were forced out of the workforce due to downsizing, a recession or other reasons, you might’ve retired thinking you were done with work for good. But unretirement might change that, whether it’s because you need the money, you miss the…
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Debt settlement is when you negotiate with creditors to reduce the amount you owe in exchange for a lump sum payment. It might…
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F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Credit: Images by Getty Images; Illustration by Issiah Davis/Bankrate When you work with an online mortgage lender, the entire application process often happens without any face-to-face interaction. Online mortgage companies don’t have branch locations; instead, they operate exclusively online. To assemble our list of the best online lenders, we’ve reviewed…
If you’ve been watching reruns of HGTV’s “Income Property” and wondering if it’s time to buy an investment property and become a landlord, you’re not alone. Between a jump in inflation and the mood of millennials to rent instead of own, buying rental property has been on an uptick in…
MoMo Productions/Getty Images Key takeaways Covered call strategies give investors the opportunity to generate income from their portfolio. A covered call is a strategy where an investor sells call options on a stock that they own. Covered call funds are investment vehicles that generate income for fundholders using a covered…
Amid the fast-moving shifts of the second Trump administration, there’s a quieter change brewing that could make it harder or more costly for some to buy a home. Fannie Mae and Freddie Mac, the two government-sponsored enterprises that underpin the U.S. mortgage market, have been under federal conservatorship since 2008.…
Planning an international trip brings plenty of excitement — and plenty of questions about handling money abroad. Travelers often discover too late that exchanging currency at the airport means paying premium fees, sometimes losing 10 percent or more of their money to poor exchange rates and service charges. Smart travelers…
Key takeaways It is possible to buy a car using a credit card, although it’s essential to have a clear payment plan in place and to check with your credit card issuer and the car seller beforehand. Buying a car with a credit card can be beneficial when using a…
The Citi Premier® Card is no longer taking new applicants, although existing cardholders can still use their cards. Those interested in applying for this card should check out the Citi Strata Premier℠ Card instead. Key takeaways Canceling a credit card can be an important step in optimizing your credit card…
10’000 Hours/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Check the lender’s minimum eligibility requirements, including credit score, time in business and revenue Decide on a loan type before choosing a lender Compare loan offers from multiple lenders to make the best decision Small business loans are accessible through banks, credit…
Key takeaways Bad credit business loans are a great financing option for businesses with poor credit These types of loans are widely available through online lenders Compared to traditional business loans, bad credit business loans have higher interest rates Getting approved for a business loan when you have bad credit…
Key takeaways Bank networks, such as IntraFi Network Deposits and Impact Deposits Corp., can help spread excess deposits across multiple FDIC-insured banks for maximum coverage. Opening accounts with different ownership categories, such as joint accounts or trusts, can also increase FDIC insurance coverage. Other options for insuring excess deposits include…
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