Key takeaways Citi’s ThankYou Rewards program provides many ways to earn and redeem points, offering flexibility and ease of redemption for cardholders. You can earn Citi ThankYou points through purchases or welcome bonuses. Redeeming your points can be done through cash, travel, gift cards or transferring, sharing and donating the…
Investors are on the hunt for the next big thing, and initial public offerings (IPOs) are some of their favorite places to find hot stocks for the year ahead. While the overall track record of IPOs is not that great in their first year, that’s not stopping investors from betting…
F.J. Jimenez/Getty Images Whether you were forced out of the workforce due to downsizing, a recession or other reasons, you might’ve retired thinking you were done with work for good. But unretirement might change that, whether it’s because you need the money, you miss the social engagement or some other…
Manon Allard/Getty Images A life insurance beneficiary can be a person, entity or organization you choose to receive the death benefit from your life insurance policy after you pass away. Once your beneficiary receives the payout, they can typically use the money however they want. In this guide, Bankrate insurance…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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Key takeaways Ordering checks online from third-party retailers is often a cheaper alternative to getting them from your bank. When choosing a check design, you can personalize it by selecting from a variety of options, including cause-related designs and the option to upload a custom…
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Debt settlement is when you negotiate with creditors to reduce the amount you owe in exchange for a lump sum payment. It might…
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F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Potential partners may be turned off by financial irresponsibility. Honesty is the best policy when it comes to credit scores. If your score is low, having a debt management plan in place can show a potential partner you’re serious about improving your situation. If you were dating, would…
Key takeaways Pet insurance policies generally exclude pregnancy or breeding-related costs. Although rare in the industry, exceptions exist for policies designed for breeders or with specific add-ons. Costs for pregnancy-related care can be high, making it crucial to plan ahead. Alternatives to insurance include low-cost veterinary clinics, setting up emergency…
Key takeaways Planning ahead can go a long way. Creating a shopping list and meal plan, researching the cheapest grocery stores in your area and joining rewards programs before you shop can help you save money. Buying items in bulk, on sale and in season can also provide some relief…
Ensure you’re making at least the minimum payment on your debts but aim for siphoning off a third of your gross income towards your debts to pay them off faster. By making debt payments your top priority you’ll be in a better position to get by if your income goes…
Cris Cantón/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance typically covers damage to and caused by space heaters, but claims will likely be denied if the space heater is the primary heating source. Home insurance eligibility and rates may be affected by the type of heating equipment…
Cryptocurrency has exploded in popularity in recent years, attracting millions of new investors. However, investing in crypto isn’t as straightforward as buying stocks or bonds. The market is volatile, the technology is often complex and the regulatory environment is shifting fast. If you’re new to crypto investing, understanding the basics…
Weekend Images Inc./Getty Images; Illustration by Austin Courregé/Bankrate Mortgage lenders commonly require that borrowers maintain a homeowners insurance policy on their home. Depending on how the timing lines up with closing on the property and completing the home insurance paperwork, there could be a gap after buying the home wherein…
Mark Cuban is one of the world’s most visible billionaires, whether that’s through his presence as the part-owner of the NBA’s Dallas Mavericks, as a TV personality on the show “Shark Tank” or as a social media gadfly. He’s also a self-made tycoon, having sold his company to Yahoo at…
Luis Diaz Devesa/Getty Images Key takeaways Car insurance policies with comprehensive coverage often cover keyed car repairs, while collision coverage does not. Keyed car repair costs vary based on the extent of the damage, but you might pay anywhere from $500 to $1,500. You will have to pay a comprehensive…
Credit Sesame shares 10 practical steps to help you get back on the credit wagon and work towards improving your credit score. Life can throw curveballs, and sometimes, your credit score may take a hit. Whether it is missed payments, high credit card balances, or unexpected financial stress, it is…
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