Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt collectors can pursue old debts with the threat of lawsuit until the statute of limitations expires. The statute of limitation varies by state and debt type. Once the statute of limitations expires, debt collectors can no longer threaten to sue you.…
Key takeaways DACA recipients who complete the FAFSA will not be eligible for federal aid but may qualify for non-federal aid. Many state- and college-based programs, scholarships and grants require the FAFSA to determine eligibility. DACA students will need an SSN to complete the FAFSA, although their parents are not…
Key takeaways The certified financial planner certification is one of the most highly sought-after designations for financial professionals and can add a lot of value to their careers. The CFP certification requires holders to abide by a fiduciary standard, putting their clients’ needs first. A CFP holder must pass an…
Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Patchareeporn Sakoolchai/Getty Images Key takeaways Refinancing does not require a down payment, but you may be required to pay fees like prepayment penalties or transaction fees. If you want to refinance a loan, you’ll need equity in the car, a stable or better credit score…
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Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to…
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It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. While inflation has slowed, the increased costs…
Key Takeaways After you earn and redeem your credit card welcome bonus, you might be worried that you’ll never see that many points in your account again. A welcome bonus isn’t the only way to earn big when it comes to points or cash back rewards. You…
Key takeaways You don’t need to know everything about credit cards to find the best fit for your needs. Rewards credit cards are best for everyday purchases, earning you cash back or points on your spending. Travel credit cards are a solid fit for frequent travelers and include co-branded airline…
The Consumer Financial Protection Bureau (CFPB) released its new Explore Credit Cards tool this week, intended to allow consumers to compare more than 500 credit cards based on “unbiased, comprehensive data.” The launch of the new resource is one of a number of actions taken by the CFPB this year…
If you’re new to investing and don’t know where to start, the good news is that you have a ton of resources when it comes to learning how to invest. The bad news is that not all of those resources are helpful or accurate. In fact, some of that information…
Key takeaways A 1099 worker is a self-employed individual that performs tasks or provides services to a company. A W-2 employee is a worker employed by a company that has full control over how the employee performs their work. You might hire a 1099 worker when you need projects completed…
As the winter months approach, the allure of snow-covered landscapes, holiday festivities, and cozy nights by the fireplace can be captivating. However, the colder season also brings its own set of challenges that can strain your finances if you’re not prepared. From heating costs to unexpected home repairs, winter can…
Key takeaways Existing-home sales in November 2024 rose 4.8 percent from a year ago, according to the National Association of Realtors. The nationwide median sale price was $406,100, up 4.7 percent from last year and the highest November median on record. Inventory in November was at a 3.8-month supply, down…
Daniel Balakov/Getty Images Funds focused on environmental, social and governance issues (ESG) have continued to have significant appeal in recent years, as institutions and individuals pay greater attention to the way their money is invested. Assets managed with ESG principles are expected to hit $40 trillion by 2030, according to…
Most people hope to retire one day, but many aren’t quite sure how to get there. Amassing enough money to retire is a rather daunting task, especially when you’re just starting out. But developing a plan and taking advantage of every savings opportunity can help ease the stress and set…
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