South_agency/Getty Images Key takeaways Cash back cards that feature rotating bonus categories reward higher cash back rates for spending in select categories each quarter. Chase and Discover categories change each quarter and require activation in order to secure the higher rewards rate. While rotating bonus category cards don’t release their…
Profit on a stock’s decline: Short selling allows investors to profit on the decline of a stock. It provides another tool in an investor’s tool kit, allowing investors to make money when they discover an overvalued stock. Keep a check on fraud: Short selling helps keep fraudulent companies from ripping…
Credit Sesame explains how global market chaos, triggered by new tariffs and economic uncertainty, could put your credit at risk in unexpected ways. A sharp drop in the stock market and international backlash to U.S. tariff policies have reminded consumers that financial turbulence does not stop at national borders. Whether…
Key takeaways The Chase Sapphire Preferred® Card is worth it for frequent travelers and aspiring rewards earners with good credit. The Chase Sapphire Preferred isn’t worth it for spenders who may prefer going out and earning cash back. If you’re looking for a generous welcome bonus, partner deals and travel…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Photography by Getty Images; Illustration by Bankrate Key takeaways While many rewards credit cards offer welcome bonuses, certain times of year bring better offers from issuers. You might secure a better welcome offer by getting prequalified or asking the card issuer to honor a recent…
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By Garrett Johnson For Canadians, tariffs on American goods could mean higher prices for the average consumer. With over 70% of Canada’s trade…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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MStudioImages/Getty Images Today, most banking transactions are done online, including paying by check. But what exactly is an eCheck, and when might you need to use one? We’ll explore the basics of eChecks, how they work and the situations in which you may want to use one. What is an…
Johner Images/Getty Images Starting in April, some retired teachers, firefighters, police officers and other public-sector employees will see some extra scratch in their monthly Social Security check, courtesy of the Social Security Fairness Act (SSFA) signed into law by former President Joe Biden. The SSFA eliminated some longstanding provisions that…
Key takeaways Fidelity and Charles Schwab are industry standard-bearers for low-cost, high-quality, well-rounded brokerage offerings. Both offer a treasure trove of advice and education for newcomers and advanced trading tools for seasoned investors. Minor differences in product offerings will determine which broker best serves your needs. Fidelity is known for…
Key takeaways A mortgage loan estimate is a standard three-page document detailing the estimated costs, structure and other terms of a loan. Mortgage lenders are required by law to provide borrowers with a loan estimate within three business days of receiving the loan application. The loan estimate helps borrowers understand…
Key takeaways Annual travel credits are a perk offered by some travel credit cards. Travel credits vary in terms of coverage and requirements, but generally cover travel expenses like airline fees and upgrades. Using a credit card with an annual travel credit can potentially offset the annual fee and offer…
A weeklong Amazon boycott, driven by a viral grassroots movement’s call for an “economic blackout,” ended Friday. But the boycott seemed to have little impact on the price of Amazon (AMZN) stock throughout the week. After the boycott’s launch Friday, March 7, Amazon stock underwent a transient 2.12 percent dip,…
It’s Spring Break season and the weather is only starting to warm up across much of the country, but it’s actually now or never if you want to plan a summer trip. That’s particularly true if you’re hoping to score free travel with a credit card sign-up bonus. It pays…
Doing taxes isn’t exactly easy, and “tax deduction” brings to mind piles of receipts and complicated calculations, just to save a few bucks. Here’s the good news: You don’t need to itemize deductions to take advantage of valuable tax breaks and reduce your taxable income. Every year at tax time,…
Anna Moneymaker/GettyImages If you make less than $150,000 a year, President Donald Trump wants to abolish your taxes, U.S. Commerce Secretary Howard Lutnick said in an interview with CBS on Tuesday. “I know what his goal is: No tax for anybody who makes less than $150,000 a year. That’s his…
staticnak1983/GettyImages With the right tax software, you can file your taxes quickly and accurately. If you’re looking for great value in tax software, TaxAct is a strong choice. TaxAct offers affordable prices compared with other software providers, such as TurboTax and H&R Block. Plus, it offers an easy-to-use platform that…
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