Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…

Credit Sesame explains how rising bond yields could impact your finances and the economy—and what you can do to prepare. When it comes to questions about the direction of interest rates, the spotlight is usually on the Federal Reserve. However, recent activity in the bond market may steal the show.…

With President Donald Trump returning to the White House for a second term, Americans can expect to see major tax-law changes in the years ahead. During his first stint in office, Trump massively overhauled the tax code by passing the Tax Cuts and Jobs Act (TCJA) of 2017. Now, many…

It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on behalf of their clients. If…

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Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your…

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Key takeaways Capital gains tax is a levy imposed by the IRS on the profits made from selling an investment or asset, including real estate. Primary residences have different capital gains guidelines than rental and investment properties do. It’s possible to lower the capital gains tax you owe by taking…

The IRS Direct File program, which lets taxpayers file their federal income tax return directly with the IRS for free, is doubling its reach to 24 states for the 2025 tax season, up from 12 states in 2024, the program’s pilot year. The Direct File program will also accept more…

Credit Sesame uses the 12 Days of Christmas to inspire better credit health in 2025. The holidays are a time of joy, generosity, and, unfortunately, often a spike in credit card bills. But with a little planning and smart credit habits, you can enjoy the season without the dreaded January…

Investing is a critical part of building wealth and achieving your financial goals, but that doesn’t mean it’s easy. There are plenty of mistakes you can make along the way that could derail your progress and keep you from achieving your goals, such as retirement. (If you’re just starting out,…

Brooklyn Lowery / Bankrate The Chase Freedom Flex® bonus categories have been announced for the first quarter of 2025, and they should be winners for most cardholders. The categories are grocery stores (excluding Walmart and Target); fitness clubs and gym memberships; hair, nail and spa services; and Norwegian Cruise Lines.…

Once you file your taxes, you should plan to keep your tax returns for a minimum of three years from the date you filed your original return. But there are situations where you should keep your tax returns even longer. How long should you keep your tax returns? How long…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. While inflation has slowed, the increased costs…

Key takeaways You don’t need to know everything about credit cards to find the best fit for your needs. Rewards credit cards are best for everyday purchases, earning you cash back or points on your spending. Travel credit cards are a solid fit for frequent travelers and include co-branded airline…