F.J. Jimenez/Getty Images Whether you were forced out of the workforce due to downsizing, a recession or other reasons, you might’ve retired thinking you were done with work for good. But unretirement might change that, whether it’s because you need the money, you miss the social engagement or some other…
Manon Allard/Getty Images A life insurance beneficiary can be a person, entity or organization you choose to receive the death benefit from your life insurance policy after you pass away. Once your beneficiary receives the payout, they can typically use the money however they want. In this guide, Bankrate insurance…
Up to $30,000 offered in down payment assistance Zero-interest deferred loan that is forgiven after 10 years Multiple property types are eligible (single-family residence, condo, co-op and manufactured home) Cons Andria Patino/Getty Images New York is one of the costliest states to buy a residence in the U.S., driven by…
Prasit photo/Getty Images Ellevest, a woman-focused robo-advisor, is set to hand off a majority of its clients to Betterment, the largest independent digital investment advisor in the U.S. If all goes according to plan, the transition is expected to wrap up by April 17, according to a Feb. 26 joint…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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It’s a tough time to be a homebuyer. Home prices continue to flirt with record highs, and mortgage rates have more than doubled from their pandemic lows. Bankrate conducted several surveys in the last year with polling agency YouGov Plc to keep up with the…
Dept Managmnt
Debt settlement is when you negotiate with creditors to reduce the amount you owe in exchange for a lump sum payment. It might…
Banking
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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If you’re a homeowner, odds are you’re sitting on a sizable source of cash right now. As housing prices have soared, so has the worth of home equity (the portion of the home you own outright, not financed). As of November 2024, U.S. mortgage-holding homeowners collectively had more than $11 trillion…
dima_sidelnikov/Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from a bank program to a partner loyalty…
Key Takeaways Flying Blue is the frequent flyer program for Air France, KLM and Transavia. Miles earned through the Flying Blue program can be used to purchase airfare, cabin upgrades, baggage fees, hotel stays and more. Flying Blue airlines are also members of the SkyTeam alliance, which makes Flying Blue…
President Donald Trump has announced a round of tariffs on America’s top trading partners — namely, Canada, Mexico and China — and the tariffs could drive inflation higher if implemented. That would likely be bad news for bond investors, who may see the value of their investment fall, but the announcement…
Struggling with bad credit can make it seem difficult to achieve your financial goals. After all, having a poor credit score can make it much harder to qualify for loans or refinance existing debt at a lower rate. Now that Donald Trump has been sworn into office as president, you…
The biggest challenge when using credit cards is that if you are unable to pay them off in full each month you will stay in debt longer and pay more in interest over time. Most credit card companies charge compound interest daily, meaning your debt continues to grow even…
When Emma moved from Europe to the U.S. as a young adult, she didn’t have a credit score. She couldn’t get a credit card, and with no income, she had trouble paying for larger expenses. Her American husband didn’t have the best credit, either, and the young couple had to…
Technology has changed how listeners consume music. Music lovers once accessed their favorite tunes on physical media like cassettes and compact discs, but today, brands such as Apple, Spotify and YouTube have redefined the experience. Analysts predict that, as a result, the value of royalties, licenses and other related assets…
Key takeaways Potential partners may be turned off by financial irresponsibility. Honesty is the best policy when it comes to credit scores. If your score is low, having a debt management plan in place can show a potential partner you’re serious about improving your situation. If you were dating, would…
Key takeaways Pet insurance policies generally exclude pregnancy or breeding-related costs. Although rare in the industry, exceptions exist for policies designed for breeders or with specific add-ons. Costs for pregnancy-related care can be high, making it crucial to plan ahead. Alternatives to insurance include low-cost veterinary clinics, setting up emergency…
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