Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…

Credit Sesame explains how rising bond yields could impact your finances and the economy—and what you can do to prepare. When it comes to questions about the direction of interest rates, the spotlight is usually on the Federal Reserve. However, recent activity in the bond market may steal the show.…

With President Donald Trump returning to the White House for a second term, Americans can expect to see major tax-law changes in the years ahead. During his first stint in office, Trump massively overhauled the tax code by passing the Tax Cuts and Jobs Act (TCJA) of 2017. Now, many…

It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on behalf of their clients. If…

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Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your…

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Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to…

As the holiday season approaches, the allure of festive decorations, gift-giving, and lavish celebrations can be enticing. However, the excitement of the season often comes with a hidden price tag: credit card debt. The pressure to create a perfect holiday experience can lead many to overspend, often using credit cards…

Image by Getty Images; Illustration by Bankrate If you only own one car and it needs repairs following an accident, you probably need a rental car while it’s out of commission. In certain situations, your insurance may cover this cost. Many insurers offer rental car coverage, but generally it is…

Options are an increasingly popular way for traders to play the market, and it’s no surprise why. Options let you make some big money if you’re right, potentially multiplying your money, perhaps in days or weeks. But advanced traders like the ability of options to fine-tune their risk exposure, letting…

Key takeaways Credit card issuers can close your account for a few reasons, including if you violate the terms of your agreement or stop using the card for an extended period of time. If this happens to you and you’re interested in keeping the account open, contact your issuer…

Key takeaways The Bank of America Preferred Rewards program is available to select banking customers with at least $20,000 in an eligible Bank of America account. Additionally, with five different tiers, program members receive various perks, such as credit card rewards, bonuses and interest rate discounts. A handful…

When it comes to investing, many people look back and wish they would have done something differently, like not pulling their money out of the stock market when things got dicey or saving more for retirement. But sometimes taking a look at the mistakes of others can help you make…

MartinPrescott/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Making extra payments or picking up a side job are effective ways to pay off a personal loan faster. Tightening your budget or refinancing your loan can also help with early payoff. Check for any penalties or fees for paying off a…

The holiday season is a time filled with joy, celebration, delicious food, and togetherness. However, it can also bring financial stress, as the costs of gifts, events, feasts, and travel can quickly add up. The good news is that with a bit of planning and creativity, you can enjoy the…