South_agency/Getty Images Key takeaways Cash back cards that feature rotating bonus categories reward higher cash back rates for spending in select categories each quarter. Chase and Discover categories change each quarter and require activation in order to secure the higher rewards rate. While rotating bonus category cards don’t release their…
Profit on a stock’s decline: Short selling allows investors to profit on the decline of a stock. It provides another tool in an investor’s tool kit, allowing investors to make money when they discover an overvalued stock. Keep a check on fraud: Short selling helps keep fraudulent companies from ripping…
Credit Sesame explains how global market chaos, triggered by new tariffs and economic uncertainty, could put your credit at risk in unexpected ways. A sharp drop in the stock market and international backlash to U.S. tariff policies have reminded consumers that financial turbulence does not stop at national borders. Whether…
Key takeaways The Chase Sapphire Preferred® Card is worth it for frequent travelers and aspiring rewards earners with good credit. The Chase Sapphire Preferred isn’t worth it for spenders who may prefer going out and earning cash back. If you’re looking for a generous welcome bonus, partner deals and travel…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Photography by Getty Images; Illustration by Bankrate Key takeaways While many rewards credit cards offer welcome bonuses, certain times of year bring better offers from issuers. You might secure a better welcome offer by getting prequalified or asking the card issuer to honor a recent…
Dept Managmnt
By Garrett Johnson For Canadians, tariffs on American goods could mean higher prices for the average consumer. With over 70% of Canada’s trade…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
Key takeaways Key takeaways Hotel credit cards offer various ways to earn free nights, such as credit card offers, loyalty programs or with a certain number of nights booked. Marriott, Hilton, IHG, Hyatt and Wyndham are the top five hotel brands that use different ways to redeem free hotel nights.…
Hispanolistic/Getty Images As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their peak in recent years, plenty of banks and credit…
Credit Sesame explains how a good credit score can save money and improve your personal financial outlook. 1. Lower interest rates on loans One of the clearest benefits of strong credit is qualifying for lower interest rates. Borrowers with high credit scores generally receive better loan offers, potentially saving thousands…
Open to first-time and repeat buyers No interest Cons: Applicants must submit a purchase contract within 45 days. City and County of Honolulu Down Payment Loan Program The Department of Community Services for the City and County of Honolulu offers a down payment loan for up to $40,000. The loan…
3. Ditch the Gym: Let Your Sidekick Keep You Active Dogs need walks, cats need play time, and even small pets like rabbits or birds can encourage movement. Building an exercise routine with your pet – or while your pet keeps you company – can double as your workout, reducing…
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know your personal savings rate. Your personal savings rate is simply the percentage of…
When your revenue relies on generating transaction fees, your customers’ moods have an outsize impact on your business prospects. While you might think that this dour environment is good for brokerage firms — with traders frantically placing more orders, even if they’re selling — the opposite is actually true. Brokerage…
More than ever before, women in the U.S. are taking control of their finances, investing in their future selves and making smart money choices. But there’s still one obstacle in their way today: the gender pay gap. Census Bureau data for 2023 estimates women working full time, year-round earned 83…
The stock market is off to a rough start in 2025, with the S&P 500 and Nasdaq Composite tumbling into correction territory, and many stocks down 20 percent or more from their recent highs. Berkshire Hathaway has been one of the few winners so far this year, with its stock…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Putting your home in a trust can protect your assets while you’re alive and make the ownership transfer easier after your death. The trustee is often an adult child of the homeowner, who will ultimately inherit the property. Benefits of putting…
Editor's Pick
