Key takeaways Semi trucks can cost from $70,000 to $200,000, making it hard for some businesses to purchase one without a loan The costs of a semi-truck loan include interest, fees, length of repayment and the down payment for the truck. Semi-truck financing interest rates often range from 6 percent…
Credit Sesame explains how rising bond yields could impact your finances and the economy—and what you can do to prepare. When it comes to questions about the direction of interest rates, the spotlight is usually on the Federal Reserve. However, recent activity in the bond market may steal the show.…
With President Donald Trump returning to the White House for a second term, Americans can expect to see major tax-law changes in the years ahead. During his first stint in office, Trump massively overhauled the tax code by passing the Tax Cuts and Jobs Act (TCJA) of 2017. Now, many…
It’s now the norm for Americans to file their taxes online — the IRS reports that more than 90 percent of individual tax returns were e-filed in 2023, the most recent data available. Even most professional tax preparers are required to electronically file returns on behalf of their clients. If…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your…
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Key takeaways Zombie debt refers to old or expired debts you’ve either forgotten about or never knew about that debt collectors try to…
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It was a close call for a dog named Max when fire raged through his Altadena neighborhood. The brindle-coated Corso mix hid, huddled…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Credit Sesame’s personal finance news roundup December 21, 2024. Stories, news, politics and events impacting personal finance during the past week. U.S. household wealth rises in Q3 2024 The total net worth of American households posted its fourth consecutive quarterly increase in the third quarter of 2024. Household wealth grew…
Key takeaways The job market has seen some cooling in 2024, but the outlook for recent graduates is still looking good. Consider looking for jobs in cities with lower unemployment rates and a better job outlook to have a better chance at finding a job when you graduate. Employers are…
Your medical expenses may be tax-deductible, meaning you could lower your total tax bill. You can deduct the cost of any medical bills you pay out of pocket once they exceed 7.5 percent of your adjusted gross income (AGI), in a given year. However, you must itemize your deductions to…
Key takeaways A reverse mortgage allows homeowners who are 55 and older to tap their home’s equity for tax-free payments. The most common type of reverse mortgage is a Home Equity Conversion Mortgage (HECM), which is available to borrowers 62 and older. Reverse mortgages can be complicated; ask a financial…
In a world that operates 24/7, we want to simplify our lives as much as possible. One way to do that is to use automated payments for credit cards, gym memberships, streaming services, rent and mortgage, subscriptions and more. However, the more automated payments we create, the harder it can…
Key takeaways Voluntary life insurance is an optional group life insurance policy offered by select employers, usually at a discounted rate. It may be a beneficial option for people with chronic health conditions or those who have been rejected by private life insurance companies. Most employers offer voluntary term life…
A real estate agent can be an invaluable ally to have along your homebuying or selling journey. The right one can help you navigate over and around hurdles and optimize the transaction for your financial goals. All of that support isn’t free, though. Real estate agents earn a commission on…
Dorottya/ EyeEm/Getty Images If you only travel occasionally, you may not want to commit to a travel credit card. These cards tend to come with high annual fees, which can be hard to offset if you don’t use enough of the card benefits. In that case, using a cash back…
Retirement plans for the self-employed range from the good to the outrageously good, and can allow you to save much more than you ever could with a traditional employer plan. A well-chosen retirement plan can allow entrepreneurs and the self-employed to bankroll a bright retirement. The self-employed have several plan…
Online shopping has become integral to modern life, offering convenience, variety and competitive pricing. However, with the sheer number of retailers and pricing options, it can be challenging to find the best value. Fortunately, browser extensions have emerged as powerful tools that help shoppers save money, earn rewards and make…
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