Key takeaways Delta One is the airline’s most premium cabin available on long-haul routes and select transcontinental flights within the U.S. Delta First refers to the airline’s domestic front-of-cabin offering that provides larger recliner seats, rather than a lie-flat experience. Both products offer premium benefits, and you can use Delta…
Key takeaways If the majority of your travel is within the U.S., TSA PreCheck is the better choice for you, but if you regularly travel abroad, you should consider Global Entry. If you travel both domestically and internationally, choose Global Entry, because Global Entry includes TSA PreCheck, but TSA PreCheck…
Thomas Barwick/Getty Images Key takeaways The Southwest Rapid Rewards® Plus Credit Card offers solid benefits for travelers who enjoy flying with Southwest Airlines. The Capital One Venture Rewards Credit Card is a good all-around travel card that offers flexible benefits and solid earning potential — particularly on travel purchases through…
Image by Getty Images; Illustration by Bankrate Inflation drives higher prices of goods and services by reducing the purchasing power of money, and auto insurance is no exception. As of the Bureau of Labor Statistics’ monthly consumer price index (CPI) report, January 2025’s inflation rate was 3 percent, a significant…
Personal Finance
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Featured Articles
If you’ve saved a hefty down payment, found a house within your budget and a mortgage rate you can afford, you may expect a smooth ride to closing — and you may get it. But even if you’ve done everything right, there might still be…
Dept Managmnt
Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
Banking
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Images by GettyImages; Illustration by Jessa Lizama/Bankrate For most investors, at least part of their portfolio is allocated to bonds, and for a good reason. Bonds provide income and stability, typically carry less risk than stocks, and add balance and diversification to portfolios. While this diversification benefit is crucial, it’s…
Paying the fine isn’t the only financial consequence of getting a speeding ticket in Virginia. The average full coverage premium for Virginia drivers with a speeding ticket is 21 percent higher than drivers with clean records — increasing from $2,136 to $2,591. Speeding tickets are fairly common, so there are…
Saving for a down payment on a home is a major financial goal for many people, but that effort shouldn’t get in the way of investing for other long-term goals such as retirement. However, there are things you can do to boost your savings until you’ve bought a home without…
Key takeaways A boosted welcome bonus can greatly increase the value of a new credit card, making it a desirable perk for cardholders to seek out. There are several ways to potentially unlock a boosted welcome offer, such as checking for pre-approval offers or asking the issuer directly. It is…
Hispanolistic/ Getty Images Key takeaways The Delta SkyMiles® Gold American Express Card is a solid choice for those who want some basic Delta perks with a more manageable annual fee. The Delta SkyMiles® Platinum American Express Card offers frequent Delta flyers more benefits plus the ability to earn Medallion Status…
Key takeaways Selling stocks to move into cash isn’t something you should do lightly. Think about your overall financial goals, the tax implications and why you’re interested in making the switch in the first place. Attempts to time the stock market by jumping in and out of stocks aren’t likely…
Key takeaways A mortgage rate lock keeps your rate from changing for a certain period, ensuring you won’t pay more if interest rates rise before you close on your loan. You can lock your rate for between 30 days and 120 days, depending on the lender. Some lenders offer rate…
President Donald Trump’s tariffs are leaving small business owners wondering if they can keep up with new potential disruptions in the supply chain. Trump announced 25 percent tariffs on Mexico and Canada in late January, along with a 10 percent tariff on China in retaliation for claims around weak border…
Ericka Smith ended her marriage in 2024 with several credit cards and $25,000 in card debt. “We didn’t really talk to each other about money,” the 30-year-old Navy veteran and Washington state resident said. “It was just kind of like, she wanted it, or I wanted it, and we just…
Money exchange scams range from crude to clever. While seasoned travelers know to avoid the currency exchanger lurking outside the airport, modern scams often appear perfectly legitimate at first glance. From rigged calculators that silently skim five percent off exchanges to point-of-sale systems that charge hidden conversion fees, today’s currency…