kate_sept2004/Getty Images If you’re looking to do your taxes on your own, you want to choose the right software to fit your needs. We analyzed the top online tax providers to help you find the best tax software for your budget and situation, so you can file your taxes accurately…

Rebecca Noble / Stringer / Getty Images President-elect Donald Trump launched a cryptocurrency called $TRUMP on Friday night, taking the crypto world by storm and making some investors big money overnight.  The token’s price surged to more than $33 at one point on Saturday afternoon, with a market capitalization surpassing…

Credit Sesame’s personal finance news roundup January 18, 2025. Stories, news, politics and events impacting personal finance during the past week. Mortgage rates surge past 7%Inflation continues to accelerateRetail sales showed solid growth in December 202452% of Americans dissatisfied with savingsPPI small rise in December contrasts with large rise for…

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…

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Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as…

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Key takeaways The Biden administration forgave over $175 billion in student loan debt for nearly five million borrowers. While Biden canceled more education debt than any other U.S. president, he did not fulfill his campaign promise for sweeping loan forgiveness. Student loan forgiveness is not guaranteed, and there are many…

Investment strategists surveyed by Bankrate expect Treasury yields to decline slightly from current levels over the next year. Bankrate’s Fourth-Quarter Market Mavens Survey found that market pros forecast the 10-year Treasury will yield an average of 4.14 percent 12 months from now, up from last quarter’s projection of 3.53 percent.…

kate_sept2004 / Getty Images Key takeaways Business grants are usually taxable In certain instances, your grant may be nontaxable You can find out if grant money is taxable by researching federal or state laws, contacting the grant organization or consulting a tax professional Always maintain good financial records to avoid…

Key takeaways Credit cards are powerful financial tools that have helped millions of consumers build and rebuild credit, earn rewards and pay off major purchases over time. But when used irresponsibly, they can also cause consumers to slip into vicious debt cycles that can be hard to get…

PeopleImages/Getty Images Key takeaways Simple interest is not compounded. Instead, the interest on a simple interest auto loan is based on the principal amount rather than the principal and interest combined. These types of auto loans can make your monthly payments more affordable and save you more money over time.…

JohnnyGreig/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Conventional loans are mortgages that aren’t guaranteed or insured by the U.S. government. They’re the most popular kind of mortgage, available from virtually all types of lenders, including banks and online lenders. Conventional loans typically require a 620 minimum credit score and…

Key takeaways Both the Mission Lane Visa® Credit Card and the Petal® 1 Visa® Credit Card are designed to help you build or rebuild your credit. The Mission Lane Visa card is a no-frills card with an annual fee that can cost you $0 or all the way up to…

Key takeaways Wyndham Rewards members can earn points by staying at Wyndham properties, shopping with Wyndham partners, making purchases with an eligible credit card and more. Members can redeem points for things like free and discounted stays at Wyndham locations around the world, transfers to airline partners, local tours and experiences, tickets to live sporting events and…

Key takeaways It’s a good idea to have more than one credit card, but applying for multiple cards within a short period of time could hurt your credit score. If you apply for too many credit cards within a brief period, issuers might see you as a risky borrower. …

Key takeaways While the Chase Sapphire Reserve® offers a range of lucrative benefits, its 50% rewards boost for travel redemptions is a significant perk. This benefit helps users get 50% more value for each point redeemed for airfare, hotel stays, car rentals and other travel. In order to get 50%…