Key takeaways Your credit card’s grace period is the time between when your credit card billing cycle closes and your bill is due. In most cases, credit card issuers don’t charge interest on your purchases during the grace period. Once the grace period ends, interest begins accruing on your balances…
Warren Buffett is known as one of the best investors of all time, and he’s amassed more than a hundred-billion-dollar fortune through his company Berkshire Hathaway. But he’s not only a great investor, he’s also a great wit, and Buffett enjoys sharing his folksy wisdom with fellow investors. His advice…
If you’ve saved a hefty down payment, found a house within your budget and a mortgage rate you can afford, you may expect a smooth ride to closing — and you may get it. But even if you’ve done everything right, there might still be some bumps on the road…
When the going gets tough in the stock market, it can be tempting to just sell and walk away. It’s difficult to watch your investments decline week after week, and getting out — even at a loss — may make you feel better, if only so that you don’t keep…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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Key takeaways A third-party mechanic should be hired for an independent inspection of a used car. Request a detailed list of what the inspection covers, including any potential mechanical problems that will need to be fixed. The mechanic’s report can help you negotiate a better…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Another expense might seem like the last thing you want when you’re buying a house. But most real estate professionals recommend a professional home inspection to get a better idea of what condition the property is in, and what problems might be lurking. An inspection is a crucial way to…
Key takeaways Join your preferred airline’s loyalty program for free to earn and redeem points and miles for your next flight. With a general travel rewards credit card or a co-branded airline credit card, you can earn points and miles through eligible credit card spending. For more ways to earn…
Goodboy Picture Company/Getty Images Key takeaways While credit card interest rates have fallen recently, rates are still relatively high, with the average rate at 20.13 percent as of February 2025. This level of interest means that not paying your balance in full will result in larger interest charges…
Key takeaways Auto Credit Express is better for borrowers with lower credit scores seeking a refinance and exceptional customer support. CarsDirect is better if you want a more holistic car-buying experience from start to finish. Consider retrieving quotes from several lenders through both platforms and compare your options to find…
Key takeaways Tuition-free college programs are available in at least 32 U.S. states, offering students the opportunity to reduce or eliminate tuition costs for their degrees. Most of these programs have eligibility criteria, such as graduating from an in-state high school and enrolling full-time. Some programs have specific academic performance…
Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. Each alternative has benefits and drawbacks to consider. The right alternative depends on how much money you need, how quickly you need it and how flexible you need the terms to be.…
If you’re going to buy individual stocks, you’ll want to do plenty of research before making an investment decision. That’s where the SWOT analysis can come in handy. Here’s how investors can use a SWOT analysis to evaluate a company before buying its stock. What is a SWOT analysis? SWOT…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing student loans is best when you can lower your interest rate or extend the term to lower your monthly payment. Eligibility for refinancing varies among lenders, so it’s crucial to prequalify and compare options. If refinancing isn’t the best option,…
Key takeaways Your billing address is an essential part of your credit card account. Not only do billing addresses tell credit card issuers where to send important items, but billing addresses also provide extra security when making purchases. Checking and changing your billing address is easy and, in…
Many investors might recognize blockchain as the technology behind popular cryptocurrencies such as Bitcoin and Ethereum. But its application extends across industries and services, too. Blockchain is essentially a string of information or “blocks” recorded on independent computers connected through a shared network. Each data block is frozen in time…
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