Key takeaways Getting the timing right on your credit card application may increase your chances of approval while potentially reducing the impact on your credit score. If your balance is high, or if you’re making a big purchase, are preapproved or referred or you meet other metrics, it may make…

Key takeaways Frontier Miles, Frontier Airlines’ frequent flyer program, lacks many of the bells and whistles of other airline loyalty programs, such as broad redemption options and the ability to upgrade to premium cabins. However, Frontier Airlines is one of the most affordable carriers for flights with the U.S. and…

Yana Iskayeva/ getty Images Key takeaways The Chase Slate Edge is a popular balance transfer credit card due to its intro APR offer, as well as the fact that it doesn’t charge an annual fee. This card also gives you the chance to see your interest rate drop by 2…

Lost income: If you have to temporarily close your business while repairs are made, equipment breakdown insurance will cover lost business income. Additional expenses: Equipment breakdown will cover additional expenses you might face after a claim, like mandatory inspections. Food spoilage: For food and beverage businesses, equipment breakdown insurance covers…

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Key takeaways Donald Trump’s plan to raise federal revenue using tariffs will likely drive up prices for construction materials Higher home repair and replacement costs could put pressure on insurers to increase home insurance premiums China, Canada and Mexico, the top providers of building material…

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Most investors will never become billionaires, but there are still some valuable lessons to be learned by examining what the richest people in the world have in common. You may be able to apply some things to your own life or portfolio, even if you don’t ultimately reach billionaire status.…

The holiday season is upon us, and with it comes the inevitable scramble for last-minute gifts. Whether you’ve been caught off guard by a surprise invitation or simply lost track of time, the pressure of finding the perfect gift can be overwhelming. DIY gifts offer a personalized and heartfelt alternative…

Key takeaways EV tax credits are credits you receive when you file your income taxes that can offset the cost of purchasing and owning an electric vehicle. Some EV tax credits apply specifically to the purchase and installation of home EV chargers. You may be able to receive other tax…

Key takeaways Crypto rewards cards allow users to earn a percentage of their purchases back in U.S. dollars, which can then be converted to crypto. The appeal of these cards lies in the potential for the cryptocurrency to increase in value, but there is also the risk of it decreasing…

Key takeaways The Biden administration forgave over $175 billion in student loan debt for nearly five million borrowers. While Biden canceled more education debt than any other U.S. president, he did not fulfill his campaign promise for sweeping loan forgiveness. Student loan forgiveness is not guaranteed, and there are many…

Investment strategists surveyed by Bankrate expect Treasury yields to decline slightly from current levels over the next year. Bankrate’s Fourth-Quarter Market Mavens Survey found that market pros forecast the 10-year Treasury will yield an average of 4.14 percent 12 months from now, up from last quarter’s projection of 3.53 percent.…

kate_sept2004 / Getty Images Key takeaways Business grants are usually taxable In certain instances, your grant may be nontaxable You can find out if grant money is taxable by researching federal or state laws, contacting the grant organization or consulting a tax professional Always maintain good financial records to avoid…

Key takeaways Credit cards are powerful financial tools that have helped millions of consumers build and rebuild credit, earn rewards and pay off major purchases over time. But when used irresponsibly, they can also cause consumers to slip into vicious debt cycles that can be hard to get…