The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
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Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Top yields across all deposit account types are still outpacing inflation, which is currently at 2.7 percent. At least one money market yield exceeds 5 percent APY. It’s important to check that your savings yield is still competitive, as some banks and credit unions have lowered yields during…
ImagePixel/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Renting your home on Airbnb may not be covered by your homeowners insurance if it is considered a business activity. Airbnb offers a free insurance plan called AirCover, but it may not cover all potential damages or liabilities. It is important to…
Key Takeaways Paying your student loans could let you earn credit card rewards, buy time when the payment is due and secure a 0 percent intro APR offer. It’s important to consider both the risks and rewards when deciding if this might be the right strategy for you. …
The IRS will send an estimated $2.4 billion to taxpayers who didn’t claim the recovery rebate credit on their 2021 tax returns. About 1 million taxpayers were eligible for the credit but failed to claim it, the IRS said. The recovery rebate credit is a refundable tax credit for taxpayers…
The Internal Revenue Service is automatically sending $1,400 stimulus payments to about one million Americans who never claimed their COVID-19 relief checks from 2021, according to a recent announcement. If you’re eligible, you should receive your payment by late January 2025. But for the millions of Americans who won’t be…
Most investors will never become billionaires, but there are still some valuable lessons to be learned by examining what the richest people in the world have in common. You may be able to apply some things to your own life or portfolio, even if you don’t ultimately reach billionaire status.…
The holiday season is upon us, and with it comes the inevitable scramble for last-minute gifts. Whether you’ve been caught off guard by a surprise invitation or simply lost track of time, the pressure of finding the perfect gift can be overwhelming. DIY gifts offer a personalized and heartfelt alternative…
Key takeaways EV tax credits are credits you receive when you file your income taxes that can offset the cost of purchasing and owning an electric vehicle. Some EV tax credits apply specifically to the purchase and installation of home EV chargers. You may be able to receive other tax…
The stock market has soared in 2024, and the S&P 500 has turned in one of its best years ever, up around 25 percent. Expect more gains in 2025, say analysts in Bankrate’s Fourth-Quarter Market Mavens Survey. They foresee the market climbing 7 percent higher in the coming 12 months,…
Key takeaways Crypto rewards cards allow users to earn a percentage of their purchases back in U.S. dollars, which can then be converted to crypto. The appeal of these cards lies in the potential for the cryptocurrency to increase in value, but there is also the risk of it decreasing…
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