The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
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Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Have you ever heard that people with red cars pay more for insurance? Or that old cars don’t need full coverage? There are a lot of myths floating around about auto insurance. While some of them are incorrect interpretations of facts, others are down right inaccurate. Let’s bust some of…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Once you secure a mortgage for your home purchase, mortgage companies typically require you to set up an escrow account before or at closing. While escrow insurance is a commonly used term, it is actually not an insurance policy. It is a legal…
With 2024 winding down, that means it’s time to think about resolutions for the coming year. As the year has seen an easing of inflation, the aftermath of increased costs has left a lasting impact on our savings and financial wellbeing. Almost half of Americans (47 percent) said in a…
Key takeaways Stocks and options are two very different ways that you can invest. With stocks, you take an ownership stake in the company. An option is a side bet among traders over what the price of a stock will be at a certain time. There are pros and cons…
For many people, retirement is a major goal and represents a life milestone. Unfortunately, 35 percent of American workers feel significantly behind when it comes to their retirement savings, according to Bankrate’s 2024 Retirement Savings Survey. The good news is it’s never too late to open a retirement account —…
Credit Sesame discusses expectations for interest rate cuts in 2025 and the effect on the stock market. The Federal Reserve delivered one of the most unpopular rate cuts in recent history at the December 18 meeting, the last in 2024. The Federal Open Market Committee (FOMC) announced a 0.25% rate…
Key takeaways Fleet fuel cards are specialized credit cards designed for businesses to manage and track their fuel and vehicle maintenance expenses. Different fleet cards offer various benefits, including rewards, fuel discounts and analytics for tracking vehicle movements and expenses. Businesses can choose a card based on fleet size and…
Key takeaways States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection from unexpected losses due to physical perils like fire and wind damage, as well as potential…
Key takeaways To receive unemployment benefits, you need to have filed all the correct documentation, have your identity verified and have answered all the questions clearly. If something is missing in your documentation or your claim gets flagged, you may have to wait to receive your unemployment benefits. You can…
Consumers looking for a new checking account may find that online banks offer features that may not be available at the bank down the street. While brick-and-mortar banks may offer these checking account features, too, they may come at a cost: maintaining a high minimum balance. An online checking account,…
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