Key takeaways A third-party mechanic should be hired for an independent inspection of a used car. Request a detailed list of what the inspection covers, including any potential mechanical problems that will need to be fixed. The mechanic’s report can help you negotiate a better price on the used car…
Key takeaways Your current loan, vehicle and credit score impact whether you qualify for auto loan refinancing. A newer car with low mileage and good to excellent credit will help you get the lowest rates. Compare the monthly payments, total interest and fees of each lender you apply to when…
Key takeaways APY and the interest rate both indicate how much your deposits in a savings account will earn. APY takes into account the effects of compounding and is the effective rate of return for an account that earns compound interest. The interest rate on a savings account is the…
Key takeaways The majority of new businesses need financing to cover operating expenses or expansion. Getting a loan for a new company can be difficult as lenders consider new businesses higher risk. Because of this, many lenders will examine your personal credit and require a personal guarantee. A startup business…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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If you’ve shopped for a deposit account – be it a high-yield savings account, money market account or a certificate of deposit (CD) – you’ve probably encountered this dilemma: You see a great yield at an online-only bank, but not at your bank or credit…
Dept Managmnt
Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
Banking
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Xinhua News Agency/Contributor/Getty Images Stock market volatility can pop up at any time, potentially causing portfolio losses when you least expect it. Stubbornly high inflation and the impact of newly imposed tariffs could lead to an economic slowdown at some point. Defensive ETFs can help limit risk in your portfolio…
Bloomberg / Contributor/ Getty Images President Donald Trump’s administration has shuttered the headquarters of the Consumer Financial Protection Bureau (CFPB) and ordered the watchdog agency to stop nearly all of its work. On Saturday, CFPB chief Russell Vought sent the directive to the agency’s staff, the Associated Press reported. In…
MTStock Studio/Getty Images; Illustration by Austin Courregé/Bankrate Strike price and exercise price are both terms for the price at which you can buy or sell an underlying security in options trading. Both refer to the security price you locked in when you purchased the option, and investors use both terms…
Mark C Stevens/Getty Images Speeding tickets are fairly common, but that doesn’t mean they can’t take a toll on your budget. In addition to fines, a Kentucky speeding ticket may also impact your insurance rates, since your insurance company will likely consider you a higher risk to insure. Based on…
Many people think $2 bills are rare, but in reality, there are millions still in circulation, and they continue to be printed. However, while most $2 bills are only worth their face value, certain ones can fetch thousands of dollars on the collector’s market. This article will explore which $2…
Key takeaways American Express offers preapproval opportunities for some of its cards. To get preapproved, you can check for offers on Bankrate’s CardMatch™ tool, prequalify on Amex’s website or keep an eye out for targeted credit card offers in the mail. Preapproval does not guarantee approval, but it does indicate…
Air France and KLM’s joint Flying Blue program is part of the SkyTeam alliance and offers some of the cheapest international flights using miles. The program partners with five transferable rewards programs, making it easy to save up miles for an award flight. Not only are Flying Blue miles easy…
Key takeaways Undocumented immigrants can apply for a credit card in the U.S. but may face hurdles like obtaining a federal tax ID number or getting a secured credit card. Credit card issuers may accept alternative forms of identification, such as a foreign passport or U.S. driver’s license, for applicants…
Credit Sesame’s personal finance news roundup February 8, 2025. Stories, news, politics and events impacting personal finance during the past week. 2024 personal income grew faster than inflation The Bureau of Economic Analysis found that personal income grew by 2.4% in 2024 after adjusting for inflation. However, household spending grew…
Another expense might seem like the last thing you want when you’re buying a house. But most real estate professionals recommend a professional home inspection to get a better idea of what condition the property is in, and what problems might be lurking. An inspection is a crucial way to…
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