The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Hurricane Helene devastated much of western North Carolina like no other storm in recent history. Rain poured down the mountains, acting like a funnel to the already-swollen streams and creeks feeding into the Broad, Toe and Swannanoa Rivers. The red clay soil, already saturated with water from three days’ rain,…
As the year draws to a close, the anticipation of a New Year’s Eve celebration brings excitement and joy. It’s a time to reflect on the past year and welcome the new one with open arms. Hosting a New Year’s Eve party can be a delightful way to gather with…
Credit Sesame with some tips on how to smash your credit goals in 2025. Setting credit-related goals may not seem like an exciting New Year’s resolution, but it can have a lasting impact on your life. Whether you’re looking to boost your credit score, manage debt more effectively, or simply…
Key takeaways Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren’t part of the FDIC network. Before you open an account at a bank or credit union, it’s wise to verify that…
The holidays are quickly approaching, and your shopping may already be in full swing as you search for the perfect presents and festive decorations to celebrate Christmas, Hanukkah or Kwanzaa. Shoppers expect to spend an average of $902 per person on gifts and other holiday expenses during the 2024 holiday…
Life insurance has many purposes: It can bring peace of mind, support loved ones financially and play an important role in an estate plan. But it can be confusing to know which type of policy is right for you. For some older individuals, guaranteed life can be a good choice.…
ClimbWhenReady/Shutterstock Key takeaways Currently, HSBC is not offering a promotional introductory balance transfer on any cards for new U.S. customers. Balance transfers to an HSBC card are generally subject to the card’s standard variable APR and a balance transfer fee of $10 or 5 percent of the transfer amount, whichever…
Key takeaways The Hawaiian Airlines rewards program offers opportunities to earn miles for various activities such as shopping, staying at hotels and dining at participating restaurants. The easiest way to join the Hawaiian Airlines dining rewards program is to sign up either for its co-branded credit card or debit card.…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate As the New Year looms, there’s a new low in home equity lending. The $30,000 HELOC (home equity line of credit) plunged nine basis points to 8.43 percent—rates we haven’t seen in about a year and a half, according to Bankrate’s national…
Key takeaways Chase and Wells Fargo feature a range of popular rewards credit cards for consumers and small businesses. Options from both banks include cash back credit cards and travel credit cards that offer point transfers to airline and hotel programs. Before you choose between these two issuers, make sure…
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