For homebuyers, the 2025 version of the housing market presents a mix of challenges and opportunities. On the unfavorable side of the ledger, home prices remain at record highs, and mortgage rates have been hovering around 7 percent. But on the favorable side, inventories are rising, which means buyers have…
Key takeaways CD investing offers a guaranteed return. When CDs are issued from federally insured banks and credit unions, your money is protected, up to a certain amount, should the financial institution fail. If you want access to your money right away or you only have a little bit of…
Photography by Getty Images; Illustration by Bankrate Key takeaways The median annual pay for pharmacists was $136,030 in 2023. California, Texas and New York have some of the highest pharmacist salaries. The average student loan debt for pharmacists in 2022 was $170,444. Pharmacists earn a six-figure salary on average, with…
Key takeaways Online banks typically offer higher interest rates on savings products and charge fewer fees than their brick-and-mortar counterparts. If you need to deposit cash regularly, you’ll likely want the convenience of a brick-and-mortar bank’s ATM network. Large brick-and-mortar banks invest in their technology, so you can also bank…
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Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
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Keep reading for the latest nitty-gritty student loan research, including:Average Student Loan Debt StatisticsFederal Student Loan Debt StatisticsPrivate Student Loan Debt StatisticsStudent Loan Forgiveness StatisticsStudent Loan Debt Over TimeNegative Effects of Student Loan Debt Average Student Loan Debt Statistics Student loans are the second-largest debt…
Dept Managmnt
Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Credit: Image by GettyImages; Illustration by Bankrate Key takeaways A million-dollar life insurance policy isn’t just for the ultra-wealthy. It could be a smart choice for anyone with major financial responsibilities. Insurers don’t approve seven-figure policies for just anyone. Your income, existing coverage, health and lifestyle all factor into eligibility.…
Few things in modern life are built to last. But one area where longevity really matters is in your investment portfolio. A “forever portfolio” is designed to generate wealth consistently, so you can live comfortably without running out of money later in life. It takes the stress and guesswork out of…
Key takeaways The Business Platinum Card® from American Express comes with one of the highest annual fees on the market, but for many users, the card’s benefits easily outweigh the cost. Before deciding whether the Business Platinum is right for you, evaluate how its perks align with your business’s spending…
Xinhua News Agency/Contributor/Getty Images Stock market volatility can pop up at any time, potentially causing portfolio losses when you least expect it. Stubbornly high inflation and the impact of newly imposed tariffs could lead to an economic slowdown at some point. Defensive ETFs can help limit risk in your portfolio…
Bloomberg / Contributor/ Getty Images President Donald Trump’s administration has shuttered the headquarters of the Consumer Financial Protection Bureau (CFPB) and ordered the watchdog agency to stop nearly all of its work. On Saturday, CFPB chief Russell Vought sent the directive to the agency’s staff, the Associated Press reported. In…
MTStock Studio/Getty Images; Illustration by Austin Courregé/Bankrate Strike price and exercise price are both terms for the price at which you can buy or sell an underlying security in options trading. Both refer to the security price you locked in when you purchased the option, and investors use both terms…
Mark C Stevens/Getty Images Speeding tickets are fairly common, but that doesn’t mean they can’t take a toll on your budget. In addition to fines, a Kentucky speeding ticket may also impact your insurance rates, since your insurance company will likely consider you a higher risk to insure. Based on…
Many people think $2 bills are rare, but in reality, there are millions still in circulation, and they continue to be printed. However, while most $2 bills are only worth their face value, certain ones can fetch thousands of dollars on the collector’s market. This article will explore which $2…
Key takeaways American Express offers preapproval opportunities for some of its cards. To get preapproved, you can check for offers on Bankrate’s CardMatch™ tool, prequalify on Amex’s website or keep an eye out for targeted credit card offers in the mail. Preapproval does not guarantee approval, but it does indicate…
Air France and KLM’s joint Flying Blue program is part of the SkyTeam alliance and offers some of the cheapest international flights using miles. The program partners with five transferable rewards programs, making it easy to save up miles for an award flight. Not only are Flying Blue miles easy…
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