The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
Banking
Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Public is an investing platform that offers a solid trading experience and will likely appeal to investors who are new to financial markets. You’ll get access to lots of educational content that can help beginning investors get up to speed. And with fractional shares, you can start trading with as…
If you have a 401(k) account and recently left your job or were laid off, you might be wondering what to do with your retirement investments. But even if you left your employer some time ago and still have a retirement account there, you have several options when it comes…
Exchange-traded funds, or ETFs, are among the most popular ways to invest in the stock market. They offer diversification, potentially attractive returns and generally lower risk than individual stocks. And they do it all for what often amounts to a very reasonable cost. Here are the best online brokers for…
Maybe you want to purchase mutual funds to plan for your retirement or another big goal. But deciding which online platform is best for mutual fund investments can be confusing. First things first: Personal finance experts recommend buying the funds directly from the mutual fund company rather than through a…
Key takeaways Interest earned on CDs is considered taxable income by the IRS, regardless of whether the money is received in cash or reinvested. Interest earned on CDs with terms longer than one year must be reported and taxed every year, even if the CD cannot be cashed in until…
Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate HELOC rates again came in lower this week, with the the $30,000 home equity line of credit dropping to an average of 8.36 percent — closing out 2024 with a record low for the year, according to Bankrate’s national survey of lenders.…
As the holiday season approaches, the excitement of festivities, gatherings, and gift-giving often comes with a looming concern of financial strain. The key to enjoying this time without compromising your financial health lies in refreshing your budget. A well-thought-out budget allows you to partake in the joy of the season…
Annuities are often purchased to help secure a reliable stream of income in retirement. Life insurance companies are the primary provider of annuities. Each company on our list offers a variety of annuity products, each with unique features and benefits. With so many options out there, the challenge lies in…
Tax form number Tax form name Description 1040 Individual Income Tax Return Form 1040, the Individual Income Tax Return. 1040 Instructions 1040 Instructions Instructions for completing Form 1040. 1040-ES Estimated Tax for Individuals (Instructions and Forms) Taxpayers are required to pay estimated tax on income that is not subject to…
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound to happen. Well, good news! There’s a money trend that’ll help you save some bucks and create more breathing room in the budget—starting this month. It’s called…
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