The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
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Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Images by Getty Images/Illustration by Hunter Newton/Bankrate Expect savings and money market account yields to slide lower this year, but they still should outpace inflation, according to the latest forecast from Bankrate chief financial analyst Greg McBride. McBride believes savings and money market yields will be 3.8 percent annual percentage…
Images by Getty Images/Illustration by Hunter Newton/Bankrate In 2024, three Federal Reserve rate cuts spurred declining yields on many deposit accounts, although savers were able to benefit from locking in strong yields on certificates of deposit (CDs). While yields on competitive CDs are expected to drop further in 2025, they’re…
Key takeaways The Federal Reserve is projected to cut interest rates three more times in 2025, bringing the key borrowing benchmark to 3.5-3.75 percent, according to Bankrate’s 2025 Interest Rate Forecast from Chief Financial Analyst Greg McBride, CFA. Even with three more rate cuts, the Fed’s key rate will hold…
As we enter the December holiday travel season, air travel has run rather smoothly for most U.S. air travelers throughout 2024. Despite a record number of passengers taking to the air, the flight cancellation rate was a low 1.6 percent through August, according to the Department of Transportation. This is…
Key takeaways The Discover it® Student Cash Back is a great first card for students who want to get experience earning cash back rewards. Not only do you get the benefit of cash back, but you also get perks like free access to your credit score and a short introductory…
ImagePixel/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways The best credit card rewards programs offer multiple ways to earn rewards and several high-value redemption options. Many credit card rewards programs also feature exclusive perks like limited-time offers, dining programs and exclusive access to concerts, Broadway shows and other experiences. Before…
Key takeaways A student card can be a viable option to use for travel, especially if the card doesn’t charge foreign transaction fees. A student card could be a much more affordable alternative to a traditional travel credit card, making it ideal for fitting into a student’s budget abroad. If…
Justin Paget/Getty Images Key takeaways The Wells Fargo Reflect® Card comes with one of the longest intro APR offers for balance transfers on the market, making it a top balance transfer card to consider. This card also comes with no annual fee and offers cellphone protection, roadside dispatch and zero…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Marko Geber/Getty Images; Illustration by Austin Courregé/Bankrate Millions of self-employed Americans lack access to a conventional workplace retirement plan like a 401(k). While they can make contributions to other retirement accounts like traditional and Roth IRAs, the contribution limits on these accounts can make it difficult for self-employed workers to…
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