The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
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Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Key takeaways Unsecured loans aren’t backed by collateral, making them a higher risk for lenders Unsecured business loan rates vary, ranging from 7 percent to 75 percent APR With good credit, you could secure a low interest rate on an unsecured loan — between 8 percent and 7 percent APR…
Members of the military and armed forces tend to lead busy lives and are often not on the same day-to-day work routine as everyone else. When it comes to investing, military members also do not have access to all of the same investment plans that workers in the private sector…
Life insurance is an important financial planning tool, as its primary use is to provide financial protection to those who rely on you. This begs the question, why do 30 percent of surveyed Americans recognize they need life insurance but don’t have any? Do Americans find the process too confusing?…
Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for credit card customers who get their friends and family to apply for their own cards. These bonuses can be worth up to $500, $1,000 or potentially more depending on the credit card the referral is made for. Consumers…
*All information included in this article was current on its publication date and is subject to change. Because business credit cards don’t require collateral and are easy to use and apply for, they’re a very common way for small businesses to secure a boost of funding. If you’ve ever applied…
Key takeaways Business credit card rewards are not considered income, which means they are not taxable. Instead, credit card rewards are considered rebates on items you purchased with a credit card. If you’re earning any kind of bonus from a financial institution and you don’t have to spend any money…
Key takeaways Small businesses operating on thin margins can often be forced to close after disasters like weather events, economic upheaval or pandemics. Supporting local small businesses can help them recover faster and bolster the local economy at the same time. You can support small businesses locally and beyond by…
Key takeaways The World of Hyatt Business Credit Card is ideal for busy business owners who frequently stay at Hyatt properties and can take advantage of the perks and rewards offered. Cardholders can earn up to 9X points on Hyatt stays and boosted points in various categories like dining, gas…
Key takeaways The Instacart Mastercard®* is a solid cash back card for frequent Instacart shoppers. This card earns 5 percent cash back on all purchases through Instacart, 2 percent back in various other categories and includes a welcome offer with a total value of $199. Although the card…
Images by Getty Images/Illustration by Hunter Newton/Bankrate If you have been holding off on buying a new vehicle, 2025 could be the right time to visit your local dealership. Bankrate Chief Financial Analyst Greg McBride predicts that rates will ease for most borrowers in 2025, though the high-rate environment will…
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