Nicole Glass Photography/Shutterstock Buying your first home is a huge financial undertaking, and the down payment and closing costs can be major hurdles. The good news? If you’re on the hunt for a home in Wyoming, the Wyoming Community Development Authority can connect you with an affordable mortgage and down…
Key takeaways Increasing a home’s curb appeal can garner more offers and potentially even a higher price for sellers. Some projects are pricey, but even inexpensive updates like fresh paint on the front door can make a difference. Don’t go overboard — focus on just the projects that will have…
Daniel Zuchnik/Getty Images The stock market has had a bumpy start to 2025, with major indexes such as the S&P 500 and Nasdaq Composite falling into correction territory and several recent market darlings seeing major declines. But legendary investor Warren Buffett and his vast conglomerate Berkshire Hathaway (BRK-A) (BRK-B) haven’t…
Key takeaways The Wells Fargo Reflect® Card carries no annual fee and has one of the longest introductory APR offers on the market. There are no rewards programs or ongoing perks outside of cellphone protection, Visa travel benefits and Wells Fargo deals on the card. This card is one of…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
VioletaStoimenova/Getty Images Life insurance can be tricky to navigate — so many options, so much fine print. That’s where a life insurance broker comes in. Think of them as a matchmaker between you and the right policy, searching through multiple insurers to help you find…
Dept Managmnt
By Kelly Gabriel When you’re feeling overwhelmed by debt and unsure how to deal with it, bankruptcy might be the first option that…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
Photo: Getty Images; Illustration: Bankrate Key takeaways A single-family home is a standalone residential structure, designed to be occupied by one household. Single-family homes typically offer more privacy and space than other residences, and usually cost more as a result. Despite being attached to other units, townhouses can be considered…
SDI Productions/Getty Images Key takeaways If you’re shopping for a VA loan, look for VA-accredited financial institutions that specialize in them. When comparing VA mortgage lenders, look at support options, fees and, as you would with any lender, factors like rates, convenience and responsiveness. Recommendations from other VA loan borrowers…
Key takeaways Day trading and one-off investment picks may not pan out and could derail your investing progress. Permanent life insurance and other investments with “guaranteed returns” aren’t clear-cut winners. Contrary to what some finfluencers may claim, no return is 100 percent guaranteed. Over-investing in precious metals could hinder your…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which your money accrues interest at a fixed yield for a set period of time, or term. CD terms typically range from as short as a few months to as long…
If you’re a homeowner, you’re probably eligible for a property tax deduction to reduce your federal income tax bill. To take advantage of it, though, you must itemize your deductions. How much of your property taxes are deductible For tax years 2024 and 2025, the property tax deduction is worth…
Halfpoint Images/GettyImages If you operate a business or plan to open one soon, you’ve likely heard the term EIN. But what is an EIN, or employer identification number, and do you need one? In short, EINs are used by the IRS to identify businesses and organizations for tax purposes. Even…
Key takeaways DUI and DWI both refer to driving under the influence of alcohol and/or drugs. Not all states use the same terms, and some states may also use OWI or OUI to refer to under-the-influence driving offenses. Consequences for driving offenses while under the influence — by any name…
Aging is inevitable. It’s also very expensive. At some point in our lives, seven out of ten of us will need long-term care. And costs for it are high, rising faster than inflation overall. The annual price tag to stay in a nursing home currently tops more than $100,000 a…
Key takeaways The housing shortage is essentially a problem of supply and demand: There is not enough housing supply to meet the demand of those who want to buy. The pandemic, inflation and elevated interest rates have all contributed to the shortage. New home construction dropped precipitously after the Great…
The Internal Revenue Service, or IRS, is the division of the U.S. Treasury Department responsible for assessing and collecting tax revenue from individuals and businesses. What is the IRS? The IRS we know today dates back to 1862 when President Abraham Lincoln, looking to raise money to pay for the…
Editor's Pick
