F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42 billion in 2023 and an all-time high of $144 billion in 2021, reports CB Insights. Yet a large group of young companies, some founded as much as…
Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit card spending. To earn boosted points on your credit card, you’ll need to maximize bonus category spending, earn any available welcome bonus and take advantage of promotional offers. To get…
Key takeaways The Hilton Honors program allows members to pay for rooms with points, and it rewards them for doing so with free hotel stays. If you’re staying at a Hilton property for five nights or more, you can get the fifth night free of charge if you pay with…
If you’re a longtime homeowner, chances are you’re sitting on a gold mine. Home values have surged in recent years, and according to the Federal Reserve, baby boomers hold more than $17 trillion — half — of the nation’s home equity. So, what’s an older homeowner to do with all…
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The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
Twenty-two years before he bet his company on bitcoin, MicroStrategy CEO Michael Saylor sat down for a long interview with…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
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Monkey Business Images/Shutterstock Key takeaways The first mortgage payment is usually due a full month after your closing date — on the first day of the month. When you make mortgage payments, you’re paying for the previous month, not the current month. You have several…
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Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
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From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on Forbes’ ranking of 100 publicly traded banks are…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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Maskot/Maskot/Getty Images Key takeaways Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your…
Key takeaways Strengthening your credit score, setting a budget and understanding loan types are key before shopping for a mortgage lender. Comparing rates and terms from multiple lenders — at least three — is crucial, as is applying for mortgage preapproval before you start home-hunting. There are six main types…
It’s not always easy finding competitive yields if you own a business. A business certificate of deposit (CD) can be a great way to earn a fixed annual percentage yield (APY) on money you can put into an account for a specified term. This page will provide you with some…
Francesco Carta fotografo/Getty Images Bitcoin Cash is considered a faster and cheaper alternative to Bitcoin and was created in 2017 after Bitcoin experienced a hard fork in its blockchain. Here’s how Bitcoin Cash came to be and what you need to know about its purpose within the crypto universe. What…
katleho Seisa/Getty Images Key takeaways The BankAmericard® credit card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to cash back, the ability…
Carlina Teteris/Getty Images When looking for a financial advisor, you’ll encounter various compensation arrangements, including fee-only advisors and fee-based advisors. Fee-only advisors and fee-based advisors sound very similar, but they have some major differences, and it could have a big impact on the kind of advice you receive as a…
You might consider an SBA microloan if you’re trying to start or expand a small business. But how exactly does getting a microloan through the SBA work? What do you need to meet the requirements? What do terms look like? How do you get started with an application? We’ll answer …
Frazao Studio Latino/Getty Images Most Americans rely on Social Security benefits to help make ends meet during retirement. But there are concerns that the program’s financial difficulties could lead to reduced benefits for future generations. In fact, 81 percent of Gen Xers say they worry that they won’t receive their…
One of the main factors people consider when deciding whether to hire a financial advisor is cost. But costs can vary significantly from one advisor to the next. Here’s what you need to know about the costs of hiring a financial advisor, and how the different fee structures work. Key…
If you’re a small business owner looking for financing options, you may have come across the term “SBA loan.” But what exactly is an SBA loan? In this blog post, we’ll dive into the details of what SBA loans are, the pros and cons, and how to apply, while helping…
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