The Capital One Savor Cash Rewards Credit Card is a great rewards card to have in your wallet if you’re all about food, travel and entertainment. But is it the best fit for you overall, or could one of the other top cash back credit cards suit your needs better?…
Key takeaways Online banks usually carry the same FDIC insurance as traditional banks. Because they don’t carry the operating expenses of traditional banks, online banks can offer more competitive APYs and better rewards. Look for online banks with features that protect your data, such as multi-factor authentication, encryption, fraud monitoring…
Key takeaways Construction loans are short-term loans that you can use to build a home. Some construction loans can be converted to mortgages after your home is finished. Construction loans typically have tougher criteria and higher interest rates than conventional mortgages for existing homes. If you can’t find the right…
An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash flow when they’re no longer working. If you’re looking to buy an annuity, you’ll…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire,…
Washington is abuzz over whether Congress will address President-elect Donald Trump’s ambitious policy agenda in one bill or two. But…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
Millions of student loan borrowers face an uncertain future as a second Trump administration prepares to return to Washington. But…
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Armed with $50 billion in dry powder, Swedish private equity firm EQT believes it can become the number one buyout firm in Asia and Europe, despite its lack of interest in the booming private credit business. By Hank Tucker, Forbes Staff Conni Jonsson grew up…
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Key takeaways Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair…
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Thanks to more than a decade of Dodd-Frank and Basel III regulations, the Trump administration inherits a well-capitalized and liquid banking system. Squandering…
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Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
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LifestyleVisuals/ Getty Images; Illustration by Austin Courregé/Bankrate Home inspections are a key part of the homebuying process. As the buyer, you’ll want to have a qualified professional inspect the interior and exterior of the property in detail to determine whether there are serious structural issues, hazards or worn-out systems. A…
If you’re working and already saving for retirement or plan to start socking away money soon, investing in a 401(k) plan can help you build a sizable nest egg. If you’re thinking about signing up for a 401(k), or simply want to know more about how to take full advantage…
Kentucky insurance laws require all drivers to have coverage to drive on public roads legally. You can go to jail for no insurance in Kentucky, and may face fines and other penalties. Even if you are stopped for another reason, you are likely to earn a ticket for driving without…
Key takeaways 44% of Americans think their finances will improve in 2025, compared to 37% who said so of 2024 and 34% who said so of 2023, according to Bankrate’s Financial Outlook Survey. The most common main financial goal cited by Americans for 2025 is paying down debt (21%), followed…
The Lifetime Learning Credit is a tax credit worth up to $2,000 that can help offset the costs of higher education. You must have qualifying education expenses for yourself, your spouse, or a dependent. If you qualify for the credit, you can subtract the amount of the credit from your…
Key takeaways Refinancing your HELOC can lower your monthly payment or reduce the interest rate. It’s often smart to try to refinance as the draw period is coming to an end and you have a substantial outstanding balance. You can refinance your HELOC into a new line of credit, a…
An IRA is a tax-advantaged investment account that you can use to save for retirement. Technically, IRA stands for Individual Retirement Arrangement, but the ‘A’ in the acronym is colloquially referred to as an account. IRAs are particularly valuable tools for the 33 percent of private industry workers in the…
Car insurance isn’t typically the topic of rousing stump speeches and campaign promises, but the 2024 presidential election season was anything but typical. Nationwide, drivers are struggling to balance historically high car insurance rates along with the rising costs of other necessities like housing and food. In a tweet heard…
Alistair Berg/Getty Images More people are shopping online, and that continues to grow in our heavily online world. According to a Bankrate Social Media Survey, 48 percent of users have made impulse purchases based on something they’ve seen on social media. More business owners are spotting the opportunity in e-commerce,…
Key takeaways Crafting is a multibillion-dollar industry. Crafters aren’t afraid to spend money when buying supplies and tools. Credit card points, miles or cash back can help crafters fund their passions. I started crafting — knitting — at the age of seven. My family was stationed at a military base…
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