Key takeaways MOHELA services federal and private student loans, but is not a lender. Your student loan bills will be from MOHELA and you will make your payments to it if it’s your servicer. You can check who your servicer is by calling the Federal Student Aid Information Center, logging…
Key takeaways Sallie Mae offers private student loans and banking. Refinancing a Sallie Mae loan with another lender could result in a lower interest rate and monthly payment. You may want to hold off on refinancing if interest rates are higher or you have a lower credit score. Sallie Mae…
If you sell goods or services or rent property, and get paid through Venmo, PayPal, Cash App or another payment app, you may have been surprised by a Form 1099-K this year. Here’s why you might be among the millions of taxpayers who got this form for the first time:…
Credit Sesame’s personal finance news roundup February 22, 2025. Stories, news, politics, and events impacting personal finance during the past week. FDIC forced to fire new recruitsMissed payments may be an early sign of dementiaFed minutes show next rate cut may be delayedRepublican lawmakers aim to repeal limits on overdraft…
Trending
Spotlight This Week
More Articles
Personal Finance
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
The Covid pandemic crushed immigration and demand for Nova Credit’s tech. Then its founder discovered a second line of business.…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
As the Biden administration exits Washington, President-elect Donald Trump inherits a federal student loan system that looks much different than…
Featured Articles
Kevin Dietsch/Getty Images President Donald Trump’s Small Business Administration (SBA)’s nominee for administrator, Kelly Loeffler, was voted in 52-46 by the Senate on Feb. 20, making her the head of an administration that sees over $50 billion in loans, disaster relief, surety bonds and other…
Dept Managmnt
Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt is the total…
Banking
F or private financial technology companies, last year was a quiet one for fundraising. Fintechs raised $34 billion in 2024, down from $42…
Credit Cards
Key takeaways The Southwest Companion Pass is attainable by using Southwest credit card welcome bonuses to meet the 135,000-point requirement. Applying for a…
All News
Creating a $1 million investment portfolio may sound out of reach, especially if you’re just starting out. But in reality, joining the seven-figure club is entirely possible with a well thought out plan, consistent savings and smart investment strategies, which could include working with a financial advisor. While it may…
Key takeaways Plastiq allows you to put major monthly payments such as rent and tuition on a credit card. While you can use Plastiq to earn credit card rewards on large transactions like rent, you’ll want to make sure Plastiq’s fees don’t outweigh the value of the rewards. You’ll also…
Morsa Images/Getty Images If you’re looking to invest in the health care industry, buying a health care exchange-traded fund (ETF) is an easy way to get started without the hassle of analyzing individual companies. With a health care ETF, you can buy a broad cross-section of the industry or even…
Traders now have the ability to buy not only Bitcoin exchange-traded funds (ETFs) but also options on these Bitcoin funds. Bitcoin ETF options began to debut in late 2024, and now traders can buy and sell an even more volatile — and potentially lucrative — Bitcoin-based security. Here’s how to…
Key takeaways Banks are known for offering low-interest business loans to business owners with good credit and at least two years in business Banks offer many types of bank business loans, ranging from term loans to SBA loans to equipment loans Alternatives to bank business loans include business credit cards…
Mortgage rates have been on a wild ride in recent years, plunging to record lows during the pandemic, then ramping back up to a steady 7 percent so far in 2025. While the Federal Reserve more often makes headlines, there are actually many factors that influence the cost of mortgages.…
War bonds were once a patriotic investment that helped fund military efforts while promising a return to citizens who purchased them. These long-term investments were heavily promoted during World War I and World War II when governments relied on the public to help finance the costs of war. Today, war…
alvaro gonzalez/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Working capital loans are a type of short-term business loan designed to help businesses cover their regular operating expenses Working capital is calculated by subtracting current liabilities from current assets There are many types for working capital loans, including term loans, lines…
Key takeaways Debt settlement may help borrowers manage overwhelming debt by negotiating a reduction in the amount of debt owed. You can negotiate directly with creditors or hire a debt settlement company to work with creditors on your behalf. Settling debts will almost require you to have a low credit…
Steven Puetzer/GettyImages; Illustration by Bankrate Key takeaways No one card fits every need. Think about what you want from your credit card: cash back, points and miles, rewards, balance transfers or something else. Create a plan to help you use your card of choice wisely. The U.S. credit card market…
Editor's Pick
