Debt Management
Key takeaways An automatic stay prevents creditors from pursuing collections against you during bankruptcy. Both Chapter 7 and Chapter 13…
Key takeaways Defaulting on a loan means that you’ve violated the promissory note or cardholder agreement with the lender to…
Is Your Budget Ready for Higher Mortgage Rates?Tips to prepare your personal budget for increased housing costs By Carmen Chan…
1. Identify Your Financial Goals Do you want to stop living pay cheque to pay cheque? Do you want to…
Key takeaways A 609 dispute letter is a formal way to request more information about the accounts on your credit…
Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy.…
Key takeaways Over time, paying down debt has the potential to significantly improve your health and overall quality of life.…
Credit settlement may help you eliminate credit card balances for less than you owe. However, this debt relief method has…
Key takeaways Certain actions, like making a payment, can reset the clock on old debts and give your creditors more…
Imagine a close relative calling you, explaining they’re working on an estate plan with an attorney. Because the relative trusts…
